“Reasonable & Customary (R&C) charges” is a clause most health policies use to cap payouts at what’s typical for a treatment in your city and at that grade of hospital. If your hospital bill exceeds that benchmark, the insurer may… Continue Reading
Introduction An insurance claim rejection can leave you feeling a mix of emotions, from anger at the unfairness, confusion about why your legitimate claim was rejected to maybe even panic about how you’ll handle the financial burden without insurance support.… Continue Reading
Introduction If you’ve ever found yourself frustrated with claim rejections, unexplained delays, or simply feeling lost in the insurance bureaucracy, you’re not alone. That’s exactly why we at Insurance Samadhan exist to be your trusted partner in turning your insurance… Continue Reading
Introduction If a doctor recommends a cutting-edge treatment called monoclonal antibody therapy for cancer diagnosis, one is usually relieved that modern medicine offers such advanced options, but then comes the shock that the treatment costs several lakhs of rupees. When… Continue Reading
Introduction Healthcare is changing faster than ever. Treatments that once sounded like they only happen in science fiction stories like robotic surgeries, gene therapy, even precision cancer treatments are now real options for patients. But the catch is that they… Continue Reading
Introduction Third-party motor insurance is one of those things people often buy because it’s mandatory but don’t really understand until they’re in a messy road accident. Who pays the hospital bills? Who handles the car damage? And most importantly, who… Continue Reading
Introduction Have you ever felt that sinking feeling when you receive a mail or message from your insurance company, only to find that dreaded claim rejection letter? Your heart pounds, your mind races, and suddenly you’re questioning everything. Did you… Continue Reading
Introduction When your insurance company rejects your claim or you’re stuck in a never-ending loop of customer service calls, you might feel helpless. But the good news is that you have options to get your grievances resolved. Two key players… Continue Reading
Introduction When you’re shopping for insurance, you’ll encounter terms like premium, deductible, and co-pay that can quickly make your head spin. If you’ve ever found yourself nodding along while an agent explains these concepts but secretly wondering what they actually… Continue Reading
Introduction Filing a health insurance claim can feel like sending your paperwork into a mysterious black box. You’ve gathered all your documents, filled out the forms carefully, and submitted everything as instructed but what happens next? We understand that waiting… Continue Reading