Introduction The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) sounds like a fantastic deal with life insurance coverage of ₹2 lakhs for just ₹436 per year. With such affordable premiums and government backing, it’s no wonder millions of Indians have… Continue Reading
Introduction If you’ve ever wondered whether your health insurance will cover that therapy session or psychiatric treatment, you’re not alone. Mental health coverage in India has been a gray area for years, leaving many of you confused about what’s covered… Continue Reading
Introduction Life insurance mis-selling is incredibly common, and it can cost you thousands of rupees while leaving you without the protection you actually need. But it’s completely avoidable if you know what to watch out for. Let’s see how you… Continue Reading
Introduction Have you ever wondered why your parents or grandparents talk about how hospital visits used to cost just a few hundred rupees? Or why that health insurance coverage of ₹5 lakhs that seemed enormous five years ago suddenly feels… Continue Reading
Introduction Let’s face it. Life insurance isn’t exactly dinner table conversation. Most people purchase a policy, file it away, and hope their families never need to use it. This lack of regular engagement often leads to dangerous misconceptions about how… Continue Reading
Introduction Have you ever faced a situation where your health insurance claim was partially paid, leaving you confused and frustrated? If your insurer mentioned something called the “Reasonable and Customary Clause” as the reason for the short-settlement of the claim,… Continue Reading
Introduction Have you ever found yourself at odds with your insurance company over a claim that you believe was unfairly rejected? Or perhaps you’ve been waiting endlessly for a settlement that seems lost in bureaucratic limbo? When direct negotiations reach… Continue Reading
Introduction Have you ever found yourself puzzled by the term “third-party insurer” after a car accident? You’re certainly not alone. The aftermath of a vehicle accident brings enough stress without adding insurance jargon to the mix. Yet understanding how third-party… Continue Reading
Introduction Imagine this: You’ve built a life filled with cherished moments, possessions, and loved ones. Then, something unfortunate happens—a medical emergency, an accident, or a natural disaster. In these moments, the right insurance policy can be your financial safety net,… Continue Reading
1. Failure to Understand Policy Coverage One of the most common reasons for insurance claim rejection is not fully understanding the terms and conditions of your insurance policy. Many policyholders fail to review their coverage details, which leads to unrealistic… Continue Reading