The purpose of health insurance is to avail of monetary support during the period of treatment in the hospital. Health insurance is an indemnity product which means that the insurance company indemnifies the monetary expenses incurred on account of medical… Continue Reading
Manju Dhingra is an elderly lady and senior citizen whose only relative is her son. After her son moved to the US for better career prospects, she has challenges with managing many tasks. Her son is also worried about his… Continue Reading
You will hear many cases where insurance claim has been rejected on non-disclosure of pre-existing diseases. In Health and Life Insurance, pre-existing diseases are a material fact which increases the probability of occurrence of insured event. But, most of advisors… Continue Reading
Archana Singh lives in Bangalore with her family. Since her husband has been diagnosed with borderline diabetes lately, she is now giving a thought to buying a health insurance policy. However, while she was doing her research online on the… Continue Reading
Manoj Vashisht was living with his wife and two sons in Bangalore. A couple of months ago he met with a tragic accident and lost his life. Ever since then his family is taking rounds of the insurance company to… Continue Reading
Rahul and Pooja are married for 7 years and they have a 4-year-old son. The couple is madly in love with each other. However, Pooja is an impulsive buyer and she ends up spending all her hard-earned money on things… Continue Reading
Ramesh Ji was having a retina problem one of his Doctors advised treatment through Intravitreal injections – a modern treatment Ramesh had health insurance and checked with them about the acceptability of treatment but he was refused. Sunder was also… Continue Reading
Anuj Verma is in serious trouble. He recently lost his job due to Covid-19 as his company downsized the employee strength to cut expenses. Anuj only had corporate health insurance that covered him and his family. With the job gone,… Continue Reading
Ajay Singh (32) had bought a health plan in 2020 after the outbreak of the pandemic made him realise the importance of it. He got hospitalised in August 2021 due to Covid-19. He was sure his health plan would take… Continue Reading
Anisha Gupta has had a health insurance policy for the last five years. Lately, as the new health plans are being launched, she is drawn to those. She is worried she’ll lose credits on the waiting period and no-claim bonus… Continue Reading