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Life Insurance

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How Mis-Selling and Low Surrender Values Are Costing Life Insurance Buyers Dearly in India

Posted on January 29, 2026 by Insurance Samadhan

Life insurance is meant to provide financial protection to families in their most vulnerable moments. However, for many Indian households today, life insurance has become a source of financial loss rather than security. The issue is not insurance itself —… Continue Reading →

Life Insurance, Mis-selling
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Use GST Savings to Increase Your Life Insurance Coverage With Riders

Posted on November 26, 2025 by Insurance Samadhan

Why smart policyholders are upgrading instead of just saving money The removal of GST on life insurance premiums has given individuals a unique opportunity — not just to save money, but to strengthen their insurance coverage. Instead of simply enjoying… Continue Reading →

GST Savings, Life Insurance, Life Insurance Coverage
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Red Fort Blast: A Wake-Up Call to Recheck Your Life Insurance Terrorism Cover

Posted on November 19, 2025 by Insurance Samadhan

The recent blast near the Red Fort in Delhi, suspected to be an act of terrorism, has shaken the country once again. While authorities continue to investigate, the incident has brought an important issue back into public conversation: How financially… Continue Reading →

Life Insurance, Life Insurance Terrorism Cover
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Mis-selling of Life Insurance Through the Allurement of Zero-Interest Loans

Posted on October 3, 2025 by Insurance Samadhan

In India, financial consumers are increasingly being targeted by mis-selling of life insurance policies disguised as loan offers. One of the most deceptive tactics we see at Insurance Samadhan is the promise of an interest-free or zero percent loan through… Continue Reading →

Life Insurance, life insurance claims, Life insurance mis-selling
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Mis-Sold Insurance Policy? Here’s How to Get Justice

Posted on September 16, 2025 by Insurance Samadhan
Insurance Mis-selling

Introduction Millions of Indians have been victims of mis-selling of insurance, trapped in products that don’t serve their needs, paying premiums for coverage they don’t have, or discovering that the “guaranteed returns” were anything but guaranteed. The worst part is… Continue Reading →

Life Insurance, mis sold life insurance, mis-sold insurance policy, Uncategorized
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What Is The Pradhan Mantri Suraksha Bima Yojana? Know All About The PMSBY Scheme

Posted on August 30, 2025 by Insurance Samadhan

Introduction Accidents don’t knock before they arrive. Whether it’s a road mishap, a workplace injury, or an unfortunate incident at home, accidents can turn your life upside down in seconds. The financial burden that follows medical expenses, loss of income,… Continue Reading →

Accident claim, Death Claim, Life Insurance, PMSBY Scheme
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The Fine Print of PMJJBY Scheme: What You Must Know

Posted on August 28, 2025 by Insurance Samadhan

Introduction The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) sounds like a fantastic deal with life insurance coverage of ₹2 lakhs for just ₹436 per year. With such affordable premiums and government backing, it’s no wonder millions of Indians have… Continue Reading →

Claim Settlement, Insurance Claim, lapsed policy, Life Insurance
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Is Your Life Insurance Claim Rejection Valid? Here’s How to Find Out

Posted on August 28, 2025 by Insurance Samadhan

Introduction Have you ever felt that sinking feeling when you receive a mail or message from your insurance company, only to find that dreaded claim rejection letter? Your heart pounds, your mind races, and suddenly you’re questioning everything. Did you… Continue Reading →

Claim Rejection, grievance redressal, Life Insurance, life insurance claims
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How to Avoid Life Insurance Mis Selling When Buying a Policy

Posted on July 14, 2025 by Insurance Samadhan
Life Insurance

Introduction Life insurance mis-selling is incredibly common, and it can cost you thousands of rupees while leaving you without the protection you actually need. But it’s completely avoidable if you know what to watch out for. Let’s see how you… Continue Reading →

Claim Settlement, Life Insurance, mis sold life insurance
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Are You Being Sold Life Insurance On Call? Things To Watch Out For

Posted on June 27, 2025 by Insurance Samadhan
Life Insurance

Introduction Have you ever received a call from someone offering you an “amazing” life insurance policy with “unbeatable” benefits? If you have, you’re not alone. Telemarketing has become a popular method for selling insurance products, but unfortunately, it has also… Continue Reading →

Life Insurance, mis sold life insurance

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