In India, financial consumers are increasingly being targeted by mis-selling of life insurance policies disguised as loan offers. One of the most deceptive tactics we see at Insurance Samadhan is the promise of an interest-free or zero percent loan through… Continue Reading
Introduction Millions of Indians have been victims of mis-selling of insurance, trapped in products that don’t serve their needs, paying premiums for coverage they don’t have, or discovering that the “guaranteed returns” were anything but guaranteed. The worst part is… Continue Reading
Introduction Accidents don’t knock before they arrive. Whether it’s a road mishap, a workplace injury, or an unfortunate incident at home, accidents can turn your life upside down in seconds. The financial burden that follows medical expenses, loss of income,… Continue Reading
Introduction The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) sounds like a fantastic deal with life insurance coverage of ₹2 lakhs for just ₹436 per year. With such affordable premiums and government backing, it’s no wonder millions of Indians have… Continue Reading
Introduction Have you ever felt that sinking feeling when you receive a mail or message from your insurance company, only to find that dreaded claim rejection letter? Your heart pounds, your mind races, and suddenly you’re questioning everything. Did you… Continue Reading
Introduction Life insurance mis-selling is incredibly common, and it can cost you thousands of rupees while leaving you without the protection you actually need. But it’s completely avoidable if you know what to watch out for. Let’s see how you… Continue Reading
Introduction Have you ever received a call from someone offering you an “amazing” life insurance policy with “unbeatable” benefits? If you have, you’re not alone. Telemarketing has become a popular method for selling insurance products, but unfortunately, it has also… Continue Reading
Introduction Life insurance serves as a financial safety net for your loved ones after you’re gone. But what happens when obtaining a death certificate becomes challenging? Do the life insurance claims still hold up? Let’s explore this important question. The… Continue Reading
Introduction Let’s face it. Life insurance isn’t exactly dinner table conversation. Most people purchase a policy, file it away, and hope their families never need to use it. This lack of regular engagement often leads to dangerous misconceptions about how… Continue Reading
Introduction When a loved one passes away, dealing with life insurance claims is probably the last thing you want to think about. The paperwork, verification processes, and interactions with insurance companies can feel overwhelming during an already difficult time. Yet,… Continue Reading