{"id":135,"date":"2020-09-24T06:55:21","date_gmt":"2020-09-24T06:55:21","guid":{"rendered":"http:\/\/blog.insurancesamadhan.com\/?p=135"},"modified":"2025-03-27T10:41:37","modified_gmt":"2025-03-27T05:11:37","slug":"role-of-deductible-and-co-pay-in-health-insurance-policies","status":"publish","type":"post","link":"http:\/\/www.insurancesamadhan.com\/blog\/role-of-deductible-and-co-pay-in-health-insurance-policies\/","title":{"rendered":"Role of Deductible and Co-Pay in Health Insurance Policies"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/role-of-deductible-and-co-pay-in-health-insurance-policies\/#What_is_Deductible\" >What is Deductible?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/role-of-deductible-and-co-pay-in-health-insurance-policies\/#Types_of_Deductible\" >Types of Deductible:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/role-of-deductible-and-co-pay-in-health-insurance-policies\/#What_is_Co-Pay\" >What is Co-Pay?<\/a><\/li><\/ul><\/nav><\/div>\n\r\n<p>When people have health insurance, there is a tendency for them to avail of more services and benefits out of their policy. To restrain this behaviour, Insurance companies brings in two tools, namely, Deductibles and Co-Pay.<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_Deductible\"><\/span>What is Deductible?<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n\r\n\r\n\r\n<p>It is the amount below which the Insurer will not pay for healthcare.<\/p>\r\n\r\n\r\n<center><a href=\"https:\/\/www.insurancesamadhan.com\/register?utm_source=google&amp;utm_medium=organic&amp;utm_campaign=blog_banner&amp;utm_content=http%3A%2F%2Fbit.ly%2F2kuc159\"><img decoding=\"async\" src=\"https:\/\/www.insurancesamadhan.com\/assets\/img\/contact.png\" alt=\"Get Resolutions for Insurance Complaints\" \/><\/a><\/center>\r\n\r\n\r\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Types_of_Deductible\"><\/span>Types of Deductible:<span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n\r\n\r\n\r\n<p>There are two types of Deductible: (i) Straight Deductible (ii) Percentage Deductible<\/p>\r\n\r\n\r\n\r\n<ol class=\"wp-block-list\">\r\n<li><strong>Straight Deductible:\u00a0<\/strong>It is most commonly used in health insurance. It is expressed as a specific amount and applies for each claim under the policy.<\/li>\r\n<li><strong>Percentage Deductible:\u00a0<\/strong>The Percentage Deductible is another option. This is based either on a percentage of the sum insured or the total amount of the claim.<\/li>\r\n<\/ol>\r\n\r\n\r\n\r\n<p>Deductibles helps to reduce losses and costs and even more importantly when the insured takes a share in each loss, it reduces morale and moral hazard, while encouraging loss control efforts by the insurance companies.<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_Co-Pay\"><\/span>What is Co-Pay?<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n\r\n\r\n\r\n<p>It provides that the Policyholder will bear a specified percentage of the Admissible claims amount. A co-payment does not reduce the Sum Insured. These are intended to ensure that the insured is made to share the healthcare costs incurred by them with the insurance companies. It discourages people from making unnecessary claims as they have to pay a portion of the expenses. Co pay discourages the misuse of treatment in expensive Hospitals under health insurance policies. Generally, the Insurance Companies apply Co-pay on:<\/p>\r\n\r\n\r\n\r\n<ol class=\"wp-block-list\">\r\n<li>Senior Citizen related Policies.<\/li>\r\n<li>Reimbursement or Cashless claims in Non-Network Hospitals.<\/li>\r\n<li>Major Diseases.<\/li>\r\n<li>Area of Operation of the Insured (Zone Wise).<\/li>\r\n<\/ol>\r\n\r\n\r\n\r\n<p>One must therefore consider the present and past medical condition, and physical state, before deciding to take or not to take co-pay health insurance policy.<\/p>\r\n\r\n\r\n<center><a href=\"https:\/\/www.insurancesamadhan.com\/register?utm_source=google&amp;utm_medium=organic&amp;utm_campaign=blog_banner&amp;utm_content=http%3A%2F%2Fbit.ly%2F2kuc159\"><img decoding=\"async\" src=\"https:\/\/www.insurancesamadhan.com\/assets\/img\/contact.png\" alt=\"Get Resolutions for Insurance Complaints\" \/><\/a><\/center>\r\n\r\n\r\n<p>If you are facing any difficulty with regards to Health Insurance related to delay in claim process, claim rejection, difference arising out of Co-Pay Health Insurance options etc., you can contact us at Insurance Samadhan. We are always there to help! At InsuranceSamadhan.com, we have helped resolve over 12,600 customer grievance cases in the past related to all types of Insurances, ULIPs and other financial products.<\/p>\r\n\r\n\r\n\r\n<p>To reach us at InsuranceSamadhan.com \u2013<\/p>\r\n\r\n\r\n\r\n<p>Call us at \u2013 844 844 0626<\/p>\r\n\r\n\r\n\r\n<p>Mail us at \u2013\u00a0<a href=\"mailto:corporate@insurancesamadhan.com\">corporate@insurancesamadhan.com<\/a><\/p>\r\n\r\n\r\n\r\n<p>Register your insurance complaint\u00a0<a href=\"https:\/\/www.insurancesamadhan.com\/register?utm_source=google&amp;utm_medium=organic&amp;utm_campaign=blog\">here<\/a><\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>When people have health insurance, there is a tendency for them to avail of more services and benefits out of their policy. To restrain this behaviour, Insurance companies brings in two tools, namely, Deductibles and Co-Pay. What is Deductible? It&hellip; <a href=\"http:\/\/www.insurancesamadhan.com\/blog\/role-of-deductible-and-co-pay-in-health-insurance-policies\/\" class=\"more-link\">Continue Reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":7,"featured_media":136,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-135","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Decoding Deductibles and Co-Pay in Health Insurance Policies<\/title>\n<meta name=\"description\" content=\"Understand the roles of deductibles and co-payments in health insurance. Let Insurance Samadhan clarify these terms for better policy management.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.insurancesamadhan.com\/blog\/role-of-deductible-and-co-pay-in-health-insurance-policies\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Decoding Deductibles and Co-Pay in Health Insurance Policies\" \/>\n<meta property=\"og:description\" content=\"Understand the roles of deductibles and co-payments in health insurance. Let Insurance Samadhan clarify these terms for better policy management.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.insurancesamadhan.com\/blog\/role-of-deductible-and-co-pay-in-health-insurance-policies\/\" \/>\n<meta property=\"og:site_name\" content=\"Insurance Samadhan\" \/>\n<meta property=\"article:published_time\" content=\"2020-09-24T06:55:21+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-03-27T05:11:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/deductible-and-co-pay-in-health-insurance-policies.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Virendra Suri\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Virendra Suri\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/role-of-deductible-and-co-pay-in-health-insurance-policies\/\",\"url\":\"https:\/\/www.insurancesamadhan.com\/blog\/role-of-deductible-and-co-pay-in-health-insurance-policies\/\",\"name\":\"Decoding Deductibles and Co-Pay in Health Insurance Policies\",\"isPartOf\":{\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/role-of-deductible-and-co-pay-in-health-insurance-policies\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/role-of-deductible-and-co-pay-in-health-insurance-policies\/#primaryimage\"},\"thumbnailUrl\":\"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/deductible-and-co-pay-in-health-insurance-policies.jpg\",\"datePublished\":\"2020-09-24T06:55:21+00:00\",\"dateModified\":\"2025-03-27T05:11:37+00:00\",\"author\":{\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/#\/schema\/person\/653b4ac3df7bdeb4341420c9c0a56587\"},\"description\":\"Understand the roles of deductibles and co-payments in health insurance. Let Insurance Samadhan clarify these terms for better policy management.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/role-of-deductible-and-co-pay-in-health-insurance-policies\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.insurancesamadhan.com\/blog\/role-of-deductible-and-co-pay-in-health-insurance-policies\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/role-of-deductible-and-co-pay-in-health-insurance-policies\/#primaryimage\",\"url\":\"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/deductible-and-co-pay-in-health-insurance-policies.jpg\",\"contentUrl\":\"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/deductible-and-co-pay-in-health-insurance-policies.jpg\",\"width\":1920,\"height\":1080,\"caption\":\"Role of Deductible and Co-Pay in Health Insurance Policies\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/role-of-deductible-and-co-pay-in-health-insurance-policies\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.insurancesamadhan.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Role of Deductible and Co-Pay in Health Insurance Policies\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/#website\",\"url\":\"https:\/\/www.insurancesamadhan.com\/blog\/\",\"name\":\"Insurance Samadhan\",\"description\":\"The most trusted platform for resolution of Insurance Complaints in India\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.insurancesamadhan.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/#\/schema\/person\/653b4ac3df7bdeb4341420c9c0a56587\",\"name\":\"Virendra Suri\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/litespeed\/avatar\/32fdbb7991339aab37c04d45bd124ef5.jpg?ver=1778925658\",\"contentUrl\":\"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/litespeed\/avatar\/32fdbb7991339aab37c04d45bd124ef5.jpg?ver=1778925658\",\"caption\":\"Virendra Suri\"},\"url\":\"http:\/\/www.insurancesamadhan.com\/blog\/author\/virendra-suri\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Decoding Deductibles and Co-Pay in Health Insurance Policies","description":"Understand the roles of deductibles and co-payments in health insurance. Let Insurance Samadhan clarify these terms for better policy management.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.insurancesamadhan.com\/blog\/role-of-deductible-and-co-pay-in-health-insurance-policies\/","og_locale":"en_US","og_type":"article","og_title":"Decoding Deductibles and Co-Pay in Health Insurance Policies","og_description":"Understand the roles of deductibles and co-payments in health insurance. Let Insurance Samadhan clarify these terms for better policy management.","og_url":"https:\/\/www.insurancesamadhan.com\/blog\/role-of-deductible-and-co-pay-in-health-insurance-policies\/","og_site_name":"Insurance Samadhan","article_published_time":"2020-09-24T06:55:21+00:00","article_modified_time":"2025-03-27T05:11:37+00:00","og_image":[{"width":1920,"height":1080,"url":"https:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/deductible-and-co-pay-in-health-insurance-policies.jpg","type":"image\/jpeg"}],"author":"Virendra Suri","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Virendra Suri","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.insurancesamadhan.com\/blog\/role-of-deductible-and-co-pay-in-health-insurance-policies\/","url":"https:\/\/www.insurancesamadhan.com\/blog\/role-of-deductible-and-co-pay-in-health-insurance-policies\/","name":"Decoding Deductibles and Co-Pay in Health Insurance Policies","isPartOf":{"@id":"https:\/\/www.insurancesamadhan.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.insurancesamadhan.com\/blog\/role-of-deductible-and-co-pay-in-health-insurance-policies\/#primaryimage"},"image":{"@id":"https:\/\/www.insurancesamadhan.com\/blog\/role-of-deductible-and-co-pay-in-health-insurance-policies\/#primaryimage"},"thumbnailUrl":"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/deductible-and-co-pay-in-health-insurance-policies.jpg","datePublished":"2020-09-24T06:55:21+00:00","dateModified":"2025-03-27T05:11:37+00:00","author":{"@id":"https:\/\/www.insurancesamadhan.com\/blog\/#\/schema\/person\/653b4ac3df7bdeb4341420c9c0a56587"},"description":"Understand the roles of deductibles and co-payments in health insurance. Let Insurance Samadhan clarify these terms for better policy management.","breadcrumb":{"@id":"https:\/\/www.insurancesamadhan.com\/blog\/role-of-deductible-and-co-pay-in-health-insurance-policies\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.insurancesamadhan.com\/blog\/role-of-deductible-and-co-pay-in-health-insurance-policies\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.insurancesamadhan.com\/blog\/role-of-deductible-and-co-pay-in-health-insurance-policies\/#primaryimage","url":"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/deductible-and-co-pay-in-health-insurance-policies.jpg","contentUrl":"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/deductible-and-co-pay-in-health-insurance-policies.jpg","width":1920,"height":1080,"caption":"Role of Deductible and Co-Pay in Health Insurance Policies"},{"@type":"BreadcrumbList","@id":"https:\/\/www.insurancesamadhan.com\/blog\/role-of-deductible-and-co-pay-in-health-insurance-policies\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.insurancesamadhan.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Role of Deductible and Co-Pay in Health Insurance Policies"}]},{"@type":"WebSite","@id":"https:\/\/www.insurancesamadhan.com\/blog\/#website","url":"https:\/\/www.insurancesamadhan.com\/blog\/","name":"Insurance Samadhan","description":"The most trusted platform for resolution of Insurance Complaints in India","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.insurancesamadhan.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.insurancesamadhan.com\/blog\/#\/schema\/person\/653b4ac3df7bdeb4341420c9c0a56587","name":"Virendra Suri","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.insurancesamadhan.com\/blog\/#\/schema\/person\/image\/","url":"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/litespeed\/avatar\/32fdbb7991339aab37c04d45bd124ef5.jpg?ver=1778925658","contentUrl":"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/litespeed\/avatar\/32fdbb7991339aab37c04d45bd124ef5.jpg?ver=1778925658","caption":"Virendra Suri"},"url":"http:\/\/www.insurancesamadhan.com\/blog\/author\/virendra-suri\/"}]}},"jetpack_featured_media_url":"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/deductible-and-co-pay-in-health-insurance-policies.jpg","uagb_featured_image_src":{"full":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/deductible-and-co-pay-in-health-insurance-policies.jpg",1920,1080,false],"thumbnail":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/deductible-and-co-pay-in-health-insurance-policies-150x150.jpg",150,150,true],"medium":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/deductible-and-co-pay-in-health-insurance-policies-300x169.jpg",300,169,true],"medium_large":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/deductible-and-co-pay-in-health-insurance-policies-768x432.jpg",640,360,true],"large":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/deductible-and-co-pay-in-health-insurance-policies-1024x576.jpg",640,360,true],"1536x1536":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/deductible-and-co-pay-in-health-insurance-policies-1536x864.jpg",1536,864,true],"2048x2048":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/deductible-and-co-pay-in-health-insurance-policies.jpg",1920,1080,false],"thumb-small":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/deductible-and-co-pay-in-health-insurance-policies.jpg",50,28,false],"thumb-medium":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/deductible-and-co-pay-in-health-insurance-policies.jpg",240,135,false],"thumb-featured":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/deductible-and-co-pay-in-health-insurance-policies.jpg",250,141,false]},"uagb_author_info":{"display_name":"Virendra Suri","author_link":"http:\/\/www.insurancesamadhan.com\/blog\/author\/virendra-suri\/"},"uagb_comment_info":0,"uagb_excerpt":"When people have health insurance, there is a tendency for them to avail of more services and benefits out of their policy. To restrain this behaviour, Insurance companies brings in two tools, namely, Deductibles and Co-Pay. What is Deductible? It&hellip; Continue Reading &rarr;","amp_enabled":true,"_links":{"self":[{"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/posts\/135","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/comments?post=135"}],"version-history":[{"count":2,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/posts\/135\/revisions"}],"predecessor-version":[{"id":4965,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/posts\/135\/revisions\/4965"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/media\/136"}],"wp:attachment":[{"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/media?parent=135"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/categories?post=135"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/tags?post=135"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}