{"id":2570,"date":"2022-10-29T11:45:39","date_gmt":"2022-10-29T06:15:39","guid":{"rendered":"https:\/\/www.insurancesamadhan.com\/blog\/?p=2570"},"modified":"2022-11-16T17:40:32","modified_gmt":"2022-11-16T12:10:32","slug":"mental-illness-covered-under-health-insurance","status":"publish","type":"post","link":"http:\/\/www.insurancesamadhan.com\/blog\/mental-illness-covered-under-health-insurance\/","title":{"rendered":"Is Mental Illness Covered under Health Insurance?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/mental-illness-covered-under-health-insurance\/#What_is_Mental_Illness\" >What is Mental Illness?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/mental-illness-covered-under-health-insurance\/#Does_Health_Insurance_Cover_Mental_Illness\" >Does Health Insurance Cover Mental Illness?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/mental-illness-covered-under-health-insurance\/#What_are_the_Inclusions_of_Mental_Health_Insurance\" >What are the Inclusions of Mental Health Insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/mental-illness-covered-under-health-insurance\/#Is_There_a_Waiting_Period_in_Mental_Health_Insurance\" >Is There a Waiting Period in Mental Health Insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/mental-illness-covered-under-health-insurance\/#What_are_the_Exclusions_of_Mental_Health_Insurance\" >What are the Exclusions of Mental Health Insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/mental-illness-covered-under-health-insurance\/#Frequently_Asked_Questions\" >Frequently Asked Questions:<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/mental-illness-covered-under-health-insurance\/#Q1_What_is_known_as_mental_health_insurance\" >Q1. What is known as mental health insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/mental-illness-covered-under-health-insurance\/#Q2_Is_depression_covered_under_health_insurance\" >Q2. Is depression covered under health insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/mental-illness-covered-under-health-insurance\/#Q3_Is_anxiety_a_mental_disorder_Is_it_covered_by_health_insurance\" >Q3. Is anxiety a mental disorder? Is it covered by health insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/mental-illness-covered-under-health-insurance\/#Q4_Does_Ayushman_Bharat_cover_mental_illness\" >Q4. Does Ayushman Bharat cover mental illness?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<p>Mental illness is something that is considered to be taboo. It is a topic that society does not want to talk about and has pushed behind closed doors. But now, the thinking of people is changing. Young people prefer to disclose than hide. They prefer to be cured than be left in a trap.<\/p>\n<p>Here, the Insurance Regulatory and Development Authority of India (IRDAI) has come up to help bring the change.<\/p>\n<p>Recently, IRDAI issued a circular directing all insurance companies (except ECGC and AIC) to comply with the provision of the Mental Healthcare Act, 2017 before 31 October 2022.<\/p>\n<p>According to the Mental Health Care Act, 2017, all insurance companies need to provide coverage for mental illness under health insurance policies on the same basis as given for physical illness. This Act came into force in May 2018.<\/p>\n<p>IRDAI said, \u201cAll insurance products shall cover mental illness and comply with the provisions of the MHC Act, 2017 without any deviation. Insurers are requested to confirm compliance before October 31, 2022.\u201d An important point to be noted is that this may not cover existing mental illness or illness by birth. One needs to declare all facts with honesty and let the insurance company decide about acceptance or rejection.<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-full wp-image-2572\" src=\"https:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2022\/10\/Mental-Health-Insurance5.jpg\" alt=\"Is Mental Illness Covered under Health Insurance?\" width=\"1920\" height=\"1080\" srcset=\"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2022\/10\/Mental-Health-Insurance5.jpg 1920w, http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2022\/10\/Mental-Health-Insurance5-300x169.jpg 300w, http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2022\/10\/Mental-Health-Insurance5-1024x576.jpg 1024w, http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2022\/10\/Mental-Health-Insurance5-150x84.jpg 150w, http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2022\/10\/Mental-Health-Insurance5-768x432.jpg 768w, http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2022\/10\/Mental-Health-Insurance5-1536x864.jpg 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_Mental_Illness\"><\/span>What is Mental Illness?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Mental illness (mental health disorder) is a vast range of mental health conditions that affect a person\u2019s mood, behaviour, and thinking making decisions. Basically, it affects a person\u2019s psychological, social and emotional well-being. It leads to cognitive disorders.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Does_Health_Insurance_Cover_Mental_Illness\"><\/span>Does Health Insurance Cover Mental Illness?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Earlier, health insurance did not cover mental illness. But people are more open to talk about their mental health or well-being.<\/p>\n<p>In 2018, IRDAI made it mandatory for all insurers to cover mental illness under health insurance. And now IRDAI has again asked them to confirm compliance by this October 31.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_are_the_Inclusions_of_Mental_Health_Insurance\"><\/span>What are the Inclusions of Mental Health Insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A mental health insurance plan is similar to a normal <a href=\"https:\/\/www.insurancesamadhan.com\/blog\/8-reasons-why-you-must-have-health-insurance\/\">health insurance<\/a> plan that covers physical illness. It covers-<\/p>\n<ol>\n<li>In-patient hospitalization expenses including<br \/>\n\u2022 Cost of Treatment<br \/>\n\u2022 Room Rent<br \/>\n\u2022 Medicine Expenses<br \/>\n\u2022 Ambulance Charges etc.<\/li>\n<li>Some insurers offer OPD benefits too. These insurers will cover the cost of consultation, counseling as well as rehabilitation for mental diseases.<\/li>\n<li>Mental diseases covered:<br \/>\n\u2022 Schizophrenia<br \/>\n\u2022 Obsessive-compulsive disorder (OCD)<br \/>\n\u2022 Anxiety disorder<br \/>\n\u2022 Bipolar disorder<br \/>\n\u2022 Acute depression<br \/>\n\u2022 Dementia<br \/>\n\u2022 Psychotic disorder<br \/>\n\u2022 Attention deficit<br \/>\n\u2022 Mood disorder, etc.<\/li>\n<\/ol>\n<p>There can be more inclusions in your health insurance policy. Read the policy document carefully.<\/p>\n<p><a href=\"https:\/\/www.insurancesamadhan.com\/register?utm_source=organic&amp;utm_medium=blog&amp;utm_campaign=blog_post&amp;utm_term=blog_term\"><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/stage.insurancesamadhan.com\/assets\/img\/contact.png\" alt=\"Insurance Samadhan\" width=\"500\" height=\"70\" border=\"0\" \/><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Is_There_a_Waiting_Period_in_Mental_Health_Insurance\"><\/span>Is There a Waiting Period in Mental Health Insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Yes, there is a waiting period in mental health insurance. Generally, the waiting period for mental illness is 2 years. A claim cannot be raised before the waiting period comes to an end. In addition to this, the insured is expected to timely renew (pay the premium) during the waiting period.<\/p>\n<p>Note: Waiting may vary from insurer to insurer. Read the terms and conditions of the policy document to know the waiting period of your insurance policy.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_are_the_Exclusions_of_Mental_Health_Insurance\"><\/span>What are the Exclusions of Mental Health Insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Mental health insurance does not cover the following:<\/p>\n<ul>\n<li>Outpatient consultations<\/li>\n<li>Mental disorders caused by the consumption of alcohol or drugs<\/li>\n<li>History of recurring mental conditions<\/li>\n<\/ul>\n<p>Read the policy document carefully as there can be more exclusions to your policy.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span>Frequently Asked Questions:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Q1_What_is_known_as_mental_health_insurance\"><\/span>Q1. What is known as mental health insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Mental health insurance is a health insurance plan that covers expenses in case the insured was hospitalized under in-patient care due to mental illness.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Q2_Is_depression_covered_under_health_insurance\"><\/span>Q2. Is depression covered under health insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes. IRDAI mandates to cover mental illness. Therefore health insurance will cover the treatment cost to cure acute depression (a type of mental illness).<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Q3_Is_anxiety_a_mental_disorder_Is_it_covered_by_health_insurance\"><\/span>Q3. Is anxiety a mental disorder? Is it covered by health insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Anxiety is one of the common mental disorders and is covered by mental health insurance.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Q4_Does_Ayushman_Bharat_cover_mental_illness\"><\/span>Q4. Does Ayushman Bharat cover mental illness?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><a href=\"https:\/\/www.insurancesamadhan.com\/blog\/a-guide-on-ayushman-bharat-yojana\/\">Ayushman Bharat Yojana<\/a> (PM-JAY) covers mental disorders.<\/p>\n<p>If you have a stressful life or had a painful experience of losing a loved one or you have any other reason to minimize the financial burden related to mental illness, then go ahead and buy a health insurance policy that covers mental illness.<\/p>\n<p>If you have any genuine insurance complaint, you can connect with Insurance Samadhan.*<\/p>\n<p>We have resolved 14,500+ insurance-related complaints. These insurance complaints include claim rejection, delay in claim settlement, mis-selling and fraud in insurance.<\/p>\n<p>Contact us to get samadhan for your insurance-related issues, we\u2019ll be happy to help you.<\/p>\n<p>*Insurance Samadhan is a private organization and has no association with IRDA or any Government body.<\/p>\n<hr \/>\n<h5>Click on the below links to read some cases resolved by Insurance Samadhan:<\/h5>\n<p><a href=\"https:\/\/www.insurancesamadhan.com\/blog\/child-health-insurance\/\">Child health insurance claim rejection<\/a><\/p>\n<p><a href=\"https:\/\/www.insurancesamadhan.com\/blog\/7-things-to-keep-in-mind-to-avoid-insurance-mis-selling\/\">Endowment policy sold in the name of FD<\/a><\/p>\n<div>\n<div class=\"centered-text-area\">\n<div class=\"centered-text\">\n<p><a href=\"https:\/\/www.insurancesamadhan.com\/blog\/top-5-reasons-for-death-claim-rejection\/\">Death Claim Rejection<\/a><\/p>\n<p><a href=\"https:\/\/www.insurancesamadhan.com\/register?utm_source=organic&amp;utm_medium=blog&amp;utm_campaign=blog_post&amp;utm_term=blog_term\"><strong>Click here<\/strong><\/a>\u00a0to register your complaint with Insurance Samadhan<\/p>\n<p style=\"background: white; margin: 0cm 0cm 7.5pt 0cm;\"><span style=\"font-family: 'Arial',sans-serif; color: #333333;\">You can also<\/span><\/p>\n<p style=\"background: white; margin: 0cm 0cm 7.5pt 0cm;\"><span style=\"font-family: 'Arial',sans-serif; color: #333333;\">Visit our website:\u00a0<a style=\"outline: none; transition: all 0.14s ease 0s;\" href=\"https:\/\/www.insurancesamadhan.com\/\"><span style=\"color: #ff2828;\">insurancesamadhan.com<\/span><\/a><\/span><\/p>\n<p style=\"background: white; font-variant-ligatures: normal; font-variant-caps: normal; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px; margin: 0cm 0cm 7.5pt 0cm;\"><span style=\"font-family: 'Arial',sans-serif; color: #333333;\">Call us on +91 9513631312<\/span><\/p>\n<p style=\"background: white; font-variant-ligatures: normal; font-variant-caps: normal; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px; margin: 0cm 0cm 7.5pt 0cm;\"><span style=\"font-family: 'Arial',sans-serif; color: #333333;\">WhatsApp:\u00a0<a style=\"outline: none; transition: all 0.14s ease 0s;\" href=\"https:\/\/api.whatsapp.com\/send?phone=+919910998252&amp;text=Hi\"><span style=\"color: #ff2828;\">\u00a09910998252<\/span><\/a><\/span><\/p>\n<p style=\"background: white; font-variant-ligatures: normal; font-variant-caps: normal; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px; margin: 0cm 0cm 7.5pt 0cm;\"><span style=\"font-family: 'Arial',sans-serif; color: #333333;\">Mail us at\u00a0<a style=\"outline: none; transition: all 0.14s ease 0s;\" href=\"mailto:corporate@insurancesamadhan.com\"><span style=\"color: #ff2828;\">corporate@insurancesamadhan.com<\/span><\/a><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<p><a href=\"https:\/\/www.insurancesamadhan.com\/register?utm_source=organic&amp;utm_medium=blog&amp;utm_campaign=blog_post&amp;utm_term=blog_term\"><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/stage.insurancesamadhan.com\/assets\/img\/contact.png\" alt=\"Insurance Samadhan\" width=\"500\" height=\"70\" border=\"0\" \/><\/a><br \/>\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\/\",\n  \"@type\": \"Article\",\n  \"mainEntityOfPage\": {\n    \"@type\": \"WebPage\",\n    \"@id\": \"https:\/\/www.insurancesamadhan.com\/blog\/mental-illness-covered-under-health-insurance\/\"\n  },\n  \"headline\": \"Is Mental Illness Covered under Health Insurance?\",\n  \"description\": \"Earlier, health insurance did not cover mental illness but now IRDAI mandates insurers to cover mental illness under health insurance.\",\n  \"image\": {\n    \"@type\": \"ImageObject\",\n    \"url\": \"https:\/\/i0.wp.com\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2022\/10\/Mental-Health-Insurance5.jpg?resize=768%2C432&ssl=1\",\n    \"width\": \"1920\",\n    \"height\": \"1080\"\n  },\n  \"author\": {\n    \"@type\": \"Person\",\n    \"name\": \"Shailesh Kumar\"\n  },\n  \"publisher\": {\n    \"@type\": \"Organization\",\n    \"name\": \"Insurance Samadhan\",\n    \"logo\": {\n      \"@type\": \"ImageObject\",\n      \"url\": \"https:\/\/www.insurancesamadhan.com\/images\/logo.svg\",\n      \"width\": \"224\",\n      \"height\": \"47\"\n    }\n  },\n  \"datePublished\": \"2022-10-29\",\n  \"dateModified\": \"2022-10-29\"\n}\n<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Mental illness is something that is considered to be taboo. It is a topic that society does not want to talk about and has pushed behind closed doors. But now, the thinking of people is changing. Young people prefer to&hellip; <a href=\"http:\/\/www.insurancesamadhan.com\/blog\/mental-illness-covered-under-health-insurance\/\" class=\"more-link\">Continue Reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":4,"featured_media":2573,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[3],"tags":[290,291,16,200,286,288,287,289],"class_list":["post-2570","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-health-insurance","tag-anxiety","tag-bipolar-disorder","tag-health-insurance","tag-irdai","tag-mental-health","tag-mental-health-insurance","tag-mental-illness-insurance","tag-schizophrenia"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Is Mental Illness Covered under Health Insurance?<\/title>\n<meta name=\"description\" content=\"Earlier, health insurance did not cover mental illness but now IRDAI mandates insurers to cover mental illness under health insurance.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.insurancesamadhan.com\/blog\/mental-illness-covered-under-health-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Is Mental Illness Covered under Health Insurance?\" \/>\n<meta property=\"og:description\" content=\"Earlier, health insurance did not cover mental illness but now IRDAI mandates insurers to cover mental illness under health insurance.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.insurancesamadhan.com\/blog\/mental-illness-covered-under-health-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Insurance Samadhan\" \/>\n<meta property=\"article:published_time\" content=\"2022-10-29T06:15:39+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-11-16T12:10:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/www.insurancesamadhan.com\/wp-content\/uploads\/2022\/10\/Thumb-Mental.jpg?fit=250%2C175&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"250\" \/>\n\t<meta property=\"og:image:height\" content=\"175\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Shailesh Kumar\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Shailesh Kumar\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/mental-illness-covered-under-health-insurance\/\",\"url\":\"https:\/\/www.insurancesamadhan.com\/blog\/mental-illness-covered-under-health-insurance\/\",\"name\":\"Is Mental Illness Covered under Health Insurance?\",\"isPartOf\":{\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/mental-illness-covered-under-health-insurance\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/mental-illness-covered-under-health-insurance\/#primaryimage\"},\"thumbnailUrl\":\"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2022\/10\/Thumb-Mental.jpg\",\"datePublished\":\"2022-10-29T06:15:39+00:00\",\"dateModified\":\"2022-11-16T12:10:32+00:00\",\"author\":{\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/#\/schema\/person\/38d2f769aa9bdee462bd2b530c7a40b2\"},\"description\":\"Earlier, health insurance did not cover mental illness but now IRDAI mandates insurers to cover mental illness under health insurance.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/mental-illness-covered-under-health-insurance\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.insurancesamadhan.com\/blog\/mental-illness-covered-under-health-insurance\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/mental-illness-covered-under-health-insurance\/#primaryimage\",\"url\":\"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2022\/10\/Thumb-Mental.jpg\",\"contentUrl\":\"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2022\/10\/Thumb-Mental.jpg\",\"width\":250,\"height\":175,\"caption\":\"Is Mental Illness Covered under Health Insurance? 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