{"id":315,"date":"2018-12-28T07:10:54","date_gmt":"2018-12-28T07:10:54","guid":{"rendered":"http:\/\/blog.insurancesamadhan.com\/?p=315"},"modified":"2025-06-18T15:29:41","modified_gmt":"2025-06-18T09:59:41","slug":"how-can-you-safeguard-yourself-from-insurance-related-fraud","status":"publish","type":"post","link":"http:\/\/www.insurancesamadhan.com\/blog\/how-can-you-safeguard-yourself-from-insurance-related-fraud\/","title":{"rendered":"How Can You Safeguard Yourself from Insurance Related Fraud?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/how-can-you-safeguard-yourself-from-insurance-related-fraud\/#Watch_this_Video_and_know_how_to_identify_Insurance_Fraud_Calls\" >Watch this Video and know how to identify Insurance Fraud Calls<\/a><\/li><\/ul><\/nav><\/div>\n\r\n<p>Insurance related fraud is a problem that is rearing its head in India and the number of instances is only going up regularly. The commonest way of deceiving people is when scamsters pretend to be representatives from the IRDA. These people usually masquerade as representatives of the IRDA (Insurance Regulatory &amp; Development Authority). Existing life insurance customers are called by these fraudsters and told that they can get an IRDA bonus for their policies but have to buy a new policy in order to get this bonus after a few months.<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Watch_this_Video_and_know_how_to_identify_Insurance_Fraud_Calls\"><\/span>Watch this Video and know how to identify Insurance Fraud Calls<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n\r\n\r\n\r\n<figure class=\"wp-block-embed-youtube wp-block-embed is-type-video is-provider-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\r\n<div class=\"wp-block-embed__wrapper\">https:\/\/www.youtube.com\/watch?v=zJ8vQ_R06fc&amp;feature=emb_title<\/div>\r\n<\/figure>\r\n\r\n\r\n\r\n<p>This is totally fraudulent. There are no such bonuses given by IRDA and it is not engaged in selling insurance policies or other financial schemes. In case you get these calls, immediately\u00a0<a href=\"https:\/\/www.insurancesamadhan.com\/blog\/how-to-lodge-a-complaint-against-health-insurance-company\/\">file a complaint<\/a>\u00a0to the Police Station while providing all details of the phone call you received. Do not have blind faith in your insurance agent. Always conduct an extensive background verification, particularly of his\/her unique code. This is given by the IRDAI for every agent\/broker who is authorized. Life insurance plans are never recommended to customers by the IRDAI and switching between plans is something that is avoidable.<\/p>\r\n\r\n\r\n\r\n<p>Always have a copy of personal identification cards and documents of your insurance agent along with the number, contact number and address along with all necessary policy papers. Do not leave vital policy documents in the hands of your insurance agent. Always make sure that insurance premium payments are made via demand draft, cheque or online payments. Cheques should never be made out in the name of the insurance agent and do not pay any premiums in cash. You should directly issue the cheque in the name of the insurance company.<\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>Insurance related fraud is a problem that is rearing its head in India and the number of instances is only going up regularly. The commonest way of deceiving people is when scamsters pretend to be representatives from the IRDA. These&hellip; <a href=\"http:\/\/www.insurancesamadhan.com\/blog\/how-can-you-safeguard-yourself-from-insurance-related-fraud\/\" class=\"more-link\">Continue Reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":4,"featured_media":321,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-315","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Ways to Stay Safe from Insurance Fraud<\/title>\n<meta name=\"description\" content=\"Insurance fraud is rising. Learn how to stay protected and how Insurance Samadhan can help you avoid fraud and recover losses.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.insurancesamadhan.com\/blog\/how-can-you-safeguard-yourself-from-insurance-related-fraud\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ways to Stay Safe from Insurance Fraud\" \/>\n<meta property=\"og:description\" content=\"Insurance fraud is rising. Learn how to stay protected and how Insurance Samadhan can help you avoid fraud and recover losses.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.insurancesamadhan.com\/blog\/how-can-you-safeguard-yourself-from-insurance-related-fraud\/\" \/>\n<meta property=\"og:site_name\" content=\"Insurance Samadhan\" \/>\n<meta property=\"article:published_time\" content=\"2018-12-28T07:10:54+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-18T09:59:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/fraud-alert.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1500\" \/>\n\t<meta property=\"og:image:height\" content=\"500\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Shailesh Kumar\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Shailesh Kumar\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/how-can-you-safeguard-yourself-from-insurance-related-fraud\/\",\"url\":\"https:\/\/www.insurancesamadhan.com\/blog\/how-can-you-safeguard-yourself-from-insurance-related-fraud\/\",\"name\":\"Ways to Stay Safe from Insurance Fraud\",\"isPartOf\":{\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/how-can-you-safeguard-yourself-from-insurance-related-fraud\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/how-can-you-safeguard-yourself-from-insurance-related-fraud\/#primaryimage\"},\"thumbnailUrl\":\"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/fraud-alert.png\",\"datePublished\":\"2018-12-28T07:10:54+00:00\",\"dateModified\":\"2025-06-18T09:59:41+00:00\",\"author\":{\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/#\/schema\/person\/38d2f769aa9bdee462bd2b530c7a40b2\"},\"description\":\"Insurance fraud is rising. 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The commonest way of deceiving people is when scamsters pretend to be representatives from the IRDA. These&hellip; Continue Reading &rarr;","amp_enabled":true,"_links":{"self":[{"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/posts\/315","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/comments?post=315"}],"version-history":[{"count":3,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/posts\/315\/revisions"}],"predecessor-version":[{"id":5157,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/posts\/315\/revisions\/5157"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/media\/321"}],"wp:attachment":[{"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/media?parent=315"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/categories?post=315"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/tags?post=315"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}