{"id":372,"date":"2020-09-28T13:05:51","date_gmt":"2020-09-28T13:05:51","guid":{"rendered":"http:\/\/blog.insurancesamadhan.com\/?p=372"},"modified":"2022-08-24T13:03:57","modified_gmt":"2022-08-24T07:33:57","slug":"everything-you-need-to-know-about-a-nominee-in-the-life-insurance","status":"publish","type":"post","link":"http:\/\/www.insurancesamadhan.com\/blog\/everything-you-need-to-know-about-a-nominee-in-the-life-insurance\/","title":{"rendered":"Everything You Need to know About a Nominee\/Beneficiary in the Life Insurance"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/everything-you-need-to-know-about-a-nominee-in-the-life-insurance\/#How_a_Nominee_can_Claim_Insurance_Cover_Application_Process\" >How a Nominee can Claim Insurance Cover Application Process<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/everything-you-need-to-know-about-a-nominee-in-the-life-insurance\/#Heres_the_list_of_Documents_you_will_need_to_Claim_Insurance_Cover\" >Here&#8217;s the list of Documents you will need to Claim Insurance Cover<\/a><\/li><\/ul><\/nav><\/div>\n\r\n<p>A nominee\/beneficiary of a\u00a0<a href=\"https:\/\/www.insurancesamadhan.com\/blog\/types-of-bonus-in-your-life-insurance-policy\/\">Life insurance policy<\/a>\u00a0is the one who is assigned by the policyholder to receive the claim amount after their death. To receive these proceeds, the\u00a0<a href=\"https:\/\/www.insurancesamadhan.com\/blog\/how-to-recognize-fake-insurance-telecallers\/\">insurance companies<\/a>\u00a0have formulated a claim settlement process.<\/p>\r\n\r\n\r\n\r\n<p>If you\u2019re grieving a loved one\u2019s death, this procedure can be a burden. However, insurance companies understand your distress and would do their best to speed up the process so that they don\u2019t cause you any more trouble.<\/p>\r\n\r\n\r\n\r\n<p>Although, it is always better to be prepared by doing your research before applying for a claim so that nothing comes in your way (Lately, Insurance companies are quite cautious as\u00a0<a href=\"https:\/\/www.insurancesamadhan.com\/blog\/types-of-life-insurance-frauds-in-india\/\">insurance frauds<\/a>\u00a0are common).<\/p>\r\n\r\n\r\n\r\n<p><strong>Before we lay out a step wise procedure for you, there are some things that we would like you to keep in mind.<\/strong><\/p>\r\n\r\n\r\n\r\n<ol class=\"wp-block-list\">\r\n<li>Contact the insurance company as soon as possible, a delay in intimation can be perceived as insurance fraud.<\/li>\r\n<li>In case you have a unit-linked insurance plan, the death benefit is equal to the cover of your life insurance policy or the fund value, whichever is higher. (the fund value is net asset value on that particular day multiplied by the number of units held)<\/li>\r\n<li>Make sure that the insurance policy is active and all the premiums have been paid.<\/li>\r\n<li>Is the cause of death covered by this policy?<\/li>\r\n<li>Read the policy document carefully to understand the exclusions of the policy and riders if any, it&#8217;s always important to know where you stand.<\/li>\r\n<li>Life insurance benefits are usually paid within 30 to 60 days of the application of a claim, but there can be delays.<\/li>\r\n<li>Payout options include lump sums, installments and annuities, and retained asset accounts.<\/li>\r\n<\/ol>\r\n<p><a href=\"https:\/\/www.insurancesamadhan.com\/register?utm_source=organic&amp;utm_medium=blog&amp;utm_campaign=blog_post&amp;utm_term=blog_term\"><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/stage.insurancesamadhan.com\/assets\/img\/contact.png\" alt=\"Insurance Samadhan\" width=\"500\" height=\"70\" border=\"0\" \/><\/a><\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_a_Nominee_can_Claim_Insurance_Cover_Application_Process\"><\/span>How a Nominee can Claim Insurance Cover Application Process<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n\r\n\r\n\r\n<p><strong>Step 1- Claim Intimation<\/strong><\/p>\r\n\r\n\r\n\r\n<p>The first step would be to inform the insurance company about the death of the insured in writing. It is imperative to reveal all details about the death (if you hide any detail and the insurance company finds out, this process will get tougher)<\/p>\r\n\r\n\r\n\r\n<p>The intimation can even be done by a close relative or your\u00a0<a href=\"https:\/\/www.insurancesamadhan.com\/blog\/insurance-agent-role-and-responsibilities\/\">insurance agent<\/a>, it doesn&#8217;t have to be the nominee.<\/p>\r\n\r\n\r\n\r\n<p>Inform the insurance company about the date, place, and cause of death.<\/p>\r\n\r\n\r\n\r\n<p><strong>Step 2 &#8211; Fill the claim form &amp; gather all relevant documents.<\/strong><\/p>\r\n\r\n\r\n\r\n<p>The claim form can either be online or offline (A telephonic conversation or by physically visiting the insurer\u2019s office), make sure you fill in all the details by yourself and don\u2019t miss out on anything as even a simple mistake could cause a delay in your claim process.<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Heres_the_list_of_Documents_you_will_need_to_Claim_Insurance_Cover\"><\/span>Here&#8217;s the list of Documents you will need to Claim Insurance Cover<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n\r\n\r\n\r\n<ol class=\"wp-block-list\">\r\n<li>Death Certificate<\/li>\r\n<li>Identification documents of the nominee (Adhar card, Pan card, Passport, etc)<\/li>\r\n<li>Original policy document<\/li>\r\n<li>Deeds of assignments\/ re-assignments if any<\/li>\r\n<li>Legal evidence of title, if the policy is not assigned or nominated<\/li>\r\n<li>Discharge form of the hospital if any (executed and witnessed)<\/li>\r\n<li>If it&#8217;s an unnatural death, a post-mortem report and police FIR would be required.<\/li>\r\n<li>Hospital records\/medical reports (if the cause of death was an illness or unnaturally)<\/li>\r\n<li>Some additional documents may be required if the policy includes a rider.<\/li>\r\n<\/ol>\r\n\r\n\r\n\r\n<p>We would suggest contacting the insurance company for an updated checklist.<\/p>\r\n\r\n\r\n\r\n<p>Submit all these documents at the earliest to speed up the process.<\/p>\r\n\r\n\r\n\r\n<p><strong>Step 3 &#8211; Claim settlement<\/strong><\/p>\r\n\r\n\r\n\r\n<p>Regulation 8 of the IRDA (Policy holder&#8217;s Interest) Regulations, 2002, states that the insurer must settle a claim within 30 days from the date on which the documents have been received.<\/p>\r\n\r\n\r\n\r\n<p>However, if further investigation is required, then the insurance company must do so within 6 months from the date of receipt of the written intimation of the claim.<\/p>\r\n\r\n\r\n\r\n<p><strong>Step 4 &#8211; Payout options<\/strong><\/p>\r\n\r\n\r\n\r\n<p>Your insurance company may give you the following payout options &#8211;<\/p>\r\n\r\n\r\n\r\n<p>1. \u00a0 \u00a0Lump-sum payments &#8211; The whole death benefit would be paid to you at once.<\/p>\r\n\r\n\r\n\r\n<p>2. \u00a0 \u00a0Installment or annuities &#8211; in which the claim amount and accumulated interest are paid out in parts over the life of the nominee.<\/p>\r\n\r\n\r\n\r\n<p>We, at Insurance Samadhan are here to help you through these times of distress,\u00a0<a href=\"https:\/\/www.insurancesamadhan.com\/register?utm_source=organic&amp;utm_medium=blog&amp;utm_campaign=blog_post&amp;utm_term=blog_term\">Register here<\/a>\u00a0and we will be right there with you!<\/p>\r\n\r\n\r\n\r\n<p style=\"background: white; margin: 0cm 0cm 7.5pt 0cm;\"><span style=\"font-family: 'Arial',sans-serif; color: #333333;\">You can also<\/span><\/p>\r\n<p style=\"background: white; margin: 0cm 0cm 7.5pt 0cm;\"><span style=\"font-family: 'Arial',sans-serif; color: #333333;\">Visit our website:\u00a0<a style=\"outline: none; transition: all 0.14s ease 0s;\" href=\"https:\/\/www.insurancesamadhan.com\/\"><span style=\"color: #ff2828;\">insurancesamadhan.com<\/span><\/a><\/span><\/p>\r\n<p style=\"background: white; font-variant-ligatures: normal; font-variant-caps: normal; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px; margin: 0cm 0cm 7.5pt 0cm;\"><span style=\"font-family: 'Arial',sans-serif; color: #333333;\">Call us on +919513631312<\/span><\/p>\r\n<p style=\"background: white; font-variant-ligatures: normal; font-variant-caps: normal; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px; margin: 0cm 0cm 7.5pt 0cm;\"><span style=\"font-family: 'Arial',sans-serif; color: #333333;\">WhatsApp:\u00a0<a style=\"outline: none; transition: all 0.14s ease 0s;\" href=\"https:\/\/api.whatsapp.com\/send?phone=+919910998252&amp;text=Hi\"><span style=\"color: #ff2828;\">\u00a09910998252<\/span><\/a><\/span><\/p>\r\n\r\n\r\n\r\n<p>Mail us at \u2013\u00a0<a href=\"mailto:corporate@insurancesamadhan.com\">corporate@insurancesamadhan.com<\/a><\/p>\r\n\r\n\r\n\r\n<p>Register your insurance complaint\u00a0<a href=\"https:\/\/www.insurancesamadhan.com\/register?utm_source=google&amp;utm_medium=organic&amp;utm_campaign=blog\">here<\/a><\/p>\r\n<p><a href=\"https:\/\/www.insurancesamadhan.com\/register?utm_source=organic&amp;utm_medium=blog&amp;utm_campaign=blog_post&amp;utm_term=blog_term\"><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/stage.insurancesamadhan.com\/assets\/img\/contact.png\" alt=\"Insurance Samadhan\" width=\"500\" height=\"70\" border=\"0\" \/><\/a><\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>A nominee\/beneficiary of a\u00a0Life insurance policy\u00a0is the one who is assigned by the policyholder to receive the claim amount after their death. To receive these proceeds, the\u00a0insurance companies\u00a0have formulated a claim settlement process. If you\u2019re grieving a loved one\u2019s death,&hellip; <a href=\"http:\/\/www.insurancesamadhan.com\/blog\/everything-you-need-to-know-about-a-nominee-in-the-life-insurance\/\" class=\"more-link\">Continue Reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":373,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-372","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Everything About a Nominee in the term of Insurance<\/title>\n<meta name=\"description\" content=\"Everything You need to know about a nominee: Let&#039;s know Life Insurance Policy Queries, How can a nominee can claim a cover and documents need for claim?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.insurancesamadhan.com\/blog\/everything-you-need-to-know-about-a-nominee-in-the-life-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Everything About a Nominee in the term of Insurance\" \/>\n<meta property=\"og:description\" content=\"Everything You need to know about a nominee: Let&#039;s know Life Insurance Policy Queries, How can a nominee can claim a cover and documents need for claim?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.insurancesamadhan.com\/blog\/everything-you-need-to-know-about-a-nominee-in-the-life-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Insurance Samadhan\" \/>\n<meta property=\"article:published_time\" content=\"2020-09-28T13:05:51+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-08-24T07:33:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/How-to-claim-Life-Insurance-cover-if-you-are-a-nominee1-27th-1.jpg?fit=1920%2C1080&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Raina Rajpal\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Raina Rajpal\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/everything-you-need-to-know-about-a-nominee-in-the-life-insurance\/\",\"url\":\"https:\/\/www.insurancesamadhan.com\/blog\/everything-you-need-to-know-about-a-nominee-in-the-life-insurance\/\",\"name\":\"Everything About a Nominee in the term of Insurance\",\"isPartOf\":{\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/everything-you-need-to-know-about-a-nominee-in-the-life-insurance\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/everything-you-need-to-know-about-a-nominee-in-the-life-insurance\/#primaryimage\"},\"thumbnailUrl\":\"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/How-to-claim-Life-Insurance-cover-if-you-are-a-nominee1-27th-1.jpg\",\"datePublished\":\"2020-09-28T13:05:51+00:00\",\"dateModified\":\"2022-08-24T07:33:57+00:00\",\"author\":{\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/#\/schema\/person\/fe1eb7b2f6491e1f90e2caae138ba8c0\"},\"description\":\"Everything You need to know about a nominee: Let's know Life Insurance Policy Queries, How can a nominee can claim a cover and documents need for claim?\",\"breadcrumb\":{\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/everything-you-need-to-know-about-a-nominee-in-the-life-insurance\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.insurancesamadhan.com\/blog\/everything-you-need-to-know-about-a-nominee-in-the-life-insurance\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/everything-you-need-to-know-about-a-nominee-in-the-life-insurance\/#primaryimage\",\"url\":\"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/How-to-claim-Life-Insurance-cover-if-you-are-a-nominee1-27th-1.jpg\",\"contentUrl\":\"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/How-to-claim-Life-Insurance-cover-if-you-are-a-nominee1-27th-1.jpg\",\"width\":1920,\"height\":1080,\"caption\":\"Everything You Need to know About a Nominee\/Beneficiary in the Life Insurance\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/everything-you-need-to-know-about-a-nominee-in-the-life-insurance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.insurancesamadhan.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Everything You Need to know About a Nominee\/Beneficiary in the Life Insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/#website\",\"url\":\"https:\/\/www.insurancesamadhan.com\/blog\/\",\"name\":\"Insurance Samadhan\",\"description\":\"The most trusted platform for resolution of Insurance Complaints in India\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.insurancesamadhan.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/#\/schema\/person\/fe1eb7b2f6491e1f90e2caae138ba8c0\",\"name\":\"Raina Rajpal\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/litespeed\/avatar\/8637123358aada148e148d6c824544c7.jpg?ver=1775851301\",\"contentUrl\":\"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/litespeed\/avatar\/8637123358aada148e148d6c824544c7.jpg?ver=1775851301\",\"caption\":\"Raina Rajpal\"},\"url\":\"http:\/\/www.insurancesamadhan.com\/blog\/author\/raina-rajpal\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Everything About a Nominee in the term of Insurance","description":"Everything You need to know about a nominee: Let's know Life Insurance Policy Queries, How can a nominee can claim a cover and documents need for claim?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.insurancesamadhan.com\/blog\/everything-you-need-to-know-about-a-nominee-in-the-life-insurance\/","og_locale":"en_US","og_type":"article","og_title":"Everything About a Nominee in the term of Insurance","og_description":"Everything You need to know about a nominee: Let's know Life Insurance Policy Queries, How can a nominee can claim a cover and documents need for claim?","og_url":"https:\/\/www.insurancesamadhan.com\/blog\/everything-you-need-to-know-about-a-nominee-in-the-life-insurance\/","og_site_name":"Insurance Samadhan","article_published_time":"2020-09-28T13:05:51+00:00","article_modified_time":"2022-08-24T07:33:57+00:00","og_image":[{"width":1920,"height":1080,"url":"https:\/\/i0.wp.com\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/How-to-claim-Life-Insurance-cover-if-you-are-a-nominee1-27th-1.jpg?fit=1920%2C1080&ssl=1","type":"image\/jpeg"}],"author":"Raina Rajpal","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Raina Rajpal","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.insurancesamadhan.com\/blog\/everything-you-need-to-know-about-a-nominee-in-the-life-insurance\/","url":"https:\/\/www.insurancesamadhan.com\/blog\/everything-you-need-to-know-about-a-nominee-in-the-life-insurance\/","name":"Everything About a Nominee in the term of Insurance","isPartOf":{"@id":"https:\/\/www.insurancesamadhan.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.insurancesamadhan.com\/blog\/everything-you-need-to-know-about-a-nominee-in-the-life-insurance\/#primaryimage"},"image":{"@id":"https:\/\/www.insurancesamadhan.com\/blog\/everything-you-need-to-know-about-a-nominee-in-the-life-insurance\/#primaryimage"},"thumbnailUrl":"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/How-to-claim-Life-Insurance-cover-if-you-are-a-nominee1-27th-1.jpg","datePublished":"2020-09-28T13:05:51+00:00","dateModified":"2022-08-24T07:33:57+00:00","author":{"@id":"https:\/\/www.insurancesamadhan.com\/blog\/#\/schema\/person\/fe1eb7b2f6491e1f90e2caae138ba8c0"},"description":"Everything You need to know about a nominee: Let's know Life Insurance Policy Queries, How can a nominee can claim a cover and documents need for claim?","breadcrumb":{"@id":"https:\/\/www.insurancesamadhan.com\/blog\/everything-you-need-to-know-about-a-nominee-in-the-life-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.insurancesamadhan.com\/blog\/everything-you-need-to-know-about-a-nominee-in-the-life-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.insurancesamadhan.com\/blog\/everything-you-need-to-know-about-a-nominee-in-the-life-insurance\/#primaryimage","url":"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/How-to-claim-Life-Insurance-cover-if-you-are-a-nominee1-27th-1.jpg","contentUrl":"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/How-to-claim-Life-Insurance-cover-if-you-are-a-nominee1-27th-1.jpg","width":1920,"height":1080,"caption":"Everything You Need to know About a Nominee\/Beneficiary in the Life Insurance"},{"@type":"BreadcrumbList","@id":"https:\/\/www.insurancesamadhan.com\/blog\/everything-you-need-to-know-about-a-nominee-in-the-life-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.insurancesamadhan.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Everything You Need to know About a Nominee\/Beneficiary in the Life Insurance"}]},{"@type":"WebSite","@id":"https:\/\/www.insurancesamadhan.com\/blog\/#website","url":"https:\/\/www.insurancesamadhan.com\/blog\/","name":"Insurance Samadhan","description":"The most trusted platform for resolution of Insurance Complaints in India","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.insurancesamadhan.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.insurancesamadhan.com\/blog\/#\/schema\/person\/fe1eb7b2f6491e1f90e2caae138ba8c0","name":"Raina Rajpal","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.insurancesamadhan.com\/blog\/#\/schema\/person\/image\/","url":"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/litespeed\/avatar\/8637123358aada148e148d6c824544c7.jpg?ver=1775851301","contentUrl":"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/litespeed\/avatar\/8637123358aada148e148d6c824544c7.jpg?ver=1775851301","caption":"Raina Rajpal"},"url":"http:\/\/www.insurancesamadhan.com\/blog\/author\/raina-rajpal\/"}]}},"jetpack_featured_media_url":"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/How-to-claim-Life-Insurance-cover-if-you-are-a-nominee1-27th-1.jpg","uagb_featured_image_src":{"full":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/How-to-claim-Life-Insurance-cover-if-you-are-a-nominee1-27th-1.jpg",1920,1080,false],"thumbnail":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/How-to-claim-Life-Insurance-cover-if-you-are-a-nominee1-27th-1-150x150.jpg",150,150,true],"medium":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/How-to-claim-Life-Insurance-cover-if-you-are-a-nominee1-27th-1-300x169.jpg",300,169,true],"medium_large":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/How-to-claim-Life-Insurance-cover-if-you-are-a-nominee1-27th-1-768x432.jpg",640,360,true],"large":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/How-to-claim-Life-Insurance-cover-if-you-are-a-nominee1-27th-1-1024x576.jpg",640,360,true],"1536x1536":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/How-to-claim-Life-Insurance-cover-if-you-are-a-nominee1-27th-1-1536x864.jpg",1536,864,true],"2048x2048":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/How-to-claim-Life-Insurance-cover-if-you-are-a-nominee1-27th-1.jpg",1920,1080,false],"thumb-small":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/How-to-claim-Life-Insurance-cover-if-you-are-a-nominee1-27th-1.jpg",50,28,false],"thumb-medium":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/How-to-claim-Life-Insurance-cover-if-you-are-a-nominee1-27th-1.jpg",240,135,false],"thumb-featured":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/How-to-claim-Life-Insurance-cover-if-you-are-a-nominee1-27th-1.jpg",250,141,false]},"uagb_author_info":{"display_name":"Raina Rajpal","author_link":"http:\/\/www.insurancesamadhan.com\/blog\/author\/raina-rajpal\/"},"uagb_comment_info":0,"uagb_excerpt":"A nominee\/beneficiary of a\u00a0Life insurance policy\u00a0is the one who is assigned by the policyholder to receive the claim amount after their death. To receive these proceeds, the\u00a0insurance companies\u00a0have formulated a claim settlement process. If you\u2019re grieving a loved one\u2019s death,&hellip; Continue Reading &rarr;","amp_enabled":true,"_links":{"self":[{"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/posts\/372","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/comments?post=372"}],"version-history":[{"count":7,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/posts\/372\/revisions"}],"predecessor-version":[{"id":1747,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/posts\/372\/revisions\/1747"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/media\/373"}],"wp:attachment":[{"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/media?parent=372"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/categories?post=372"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/tags?post=372"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}