{"id":50,"date":"2018-08-16T11:19:47","date_gmt":"2018-08-16T11:19:47","guid":{"rendered":"http:\/\/blog.insurancesamadhan.com\/?p=50"},"modified":"2020-09-23T05:22:20","modified_gmt":"2020-09-23T05:22:20","slug":"buy-insurance-with-extra-bonus","status":"publish","type":"post","link":"http:\/\/www.insurancesamadhan.com\/blog\/buy-insurance-with-extra-bonus\/","title":{"rendered":"Buy Insurance With Extra Bonus!"},"content":{"rendered":"\n
Extra money always excites us!<\/p>\n\n\n\n
Each of us have received calls promising insurance products which offers extra bonus and huge returns. Don\u2019t fall trap of such calls<\/em><\/p>\n\n\n\n
Insurance products can never offer high returns. If you are aiming high returns, opt for other options. The premium paid in insurance has three components- Mortality, Expenses and Investment part. When you pay your premium, the insurance company deducts the Mortality (Charge towards Insurance) and Expenses. The balance part- investment part is then invested in Government bonds (Debt Instruments). Then how can the premium paid offer return more than the current rates, in fact it will be lesser.<\/p>\n\n\n\n
Remember the Golden Rule- Insurance is bought for the protection of the family in the event of Early Death. It\u2019s not an investment product with High returns.<\/p>\n\n\n\n
Please ask for the product brochure and do your research before falling trap of such calls.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"