{"id":5086,"date":"2025-05-14T16:08:56","date_gmt":"2025-05-14T10:38:56","guid":{"rendered":"https:\/\/www.insurancesamadhan.com\/blog\/?p=5086"},"modified":"2025-05-28T10:35:05","modified_gmt":"2025-05-28T05:05:05","slug":"are-robotic-surgeries-covered-in-health-insurance","status":"publish","type":"post","link":"http:\/\/www.insurancesamadhan.com\/blog\/are-robotic-surgeries-covered-in-health-insurance\/","title":{"rendered":"Are Robotic Surgeries Covered In Health Insurance?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/are-robotic-surgeries-covered-in-health-insurance\/#Introduction\" >Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/are-robotic-surgeries-covered-in-health-insurance\/#What_Exactly_is_Robotic_Surgery\" >What Exactly is Robotic Surgery?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/are-robotic-surgeries-covered-in-health-insurance\/#The_Current_Insurance_Landscape_for_Robotic_Surgeries\" >The Current Insurance Landscape for Robotic Surgeries<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/are-robotic-surgeries-covered-in-health-insurance\/#Whats_Typically_Covered\" >What&#8217;s Typically Covered<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/are-robotic-surgeries-covered-in-health-insurance\/#Common_Limitations_and_Conditions\" >Common Limitations and Conditions<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/are-robotic-surgeries-covered-in-health-insurance\/#Real_Challenges_Policyholders_Face_with_Robotic_Surgery_Claims\" >Real Challenges Policyholders Face with Robotic Surgery Claims<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/are-robotic-surgeries-covered-in-health-insurance\/#1_Technology_Fee_Disputes\" >1. Technology Fee Disputes<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/are-robotic-surgeries-covered-in-health-insurance\/#2_Medical_Necessity_Challenges\" >2. Medical Necessity Challenges<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/are-robotic-surgeries-covered-in-health-insurance\/#3_Coding_and_Billing_Confusions\" >3. Coding and Billing Confusions<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/are-robotic-surgeries-covered-in-health-insurance\/#How_to_Improve_Your_Chances_of_Getting_Coverage\" >How to Improve Your Chances of Getting Coverage<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/are-robotic-surgeries-covered-in-health-insurance\/#1_Pre-Authorisation_is_Non-Negotiable\" >1. Pre-Authorisation is Non-Negotiable<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/are-robotic-surgeries-covered-in-health-insurance\/#2_Review_Your_Policy_Thoroughly\" >2. Review Your Policy Thoroughly<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/are-robotic-surgeries-covered-in-health-insurance\/#3_Get_Detailed_Documentation_from_Your_Doctor\" >3. Get Detailed Documentation from Your Doctor<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/are-robotic-surgeries-covered-in-health-insurance\/#4_Consider_Hospital_Options\" >4. Consider Hospital Options<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/are-robotic-surgeries-covered-in-health-insurance\/#What_To_Do_If_Your_Claim_Is_Denied_or_Partially_Settled\" >What To Do If Your Claim Is Denied or Partially Settled<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/are-robotic-surgeries-covered-in-health-insurance\/#Final_Thoughts\" >Final Thoughts<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><strong>Introduction<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Robotic surgeries are a revolutionary advancement in the medical field. They offer greater precision, smaller incisions, faster recovery times, and reduced complications. However, are these advanced procedures covered by their health insurance policies?\u00a0<\/span><\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone wp-image-5087 size-full\" src=\"https:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2025\/05\/blog6-5.jpg\" alt=\"Are Robotic Surgeries Covered In Health Insurance?\" width=\"1920\" height=\"1080\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Exactly_is_Robotic_Surgery\"><\/span><b>What Exactly is Robotic Surgery?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Robotic surgery is when surgeons use a computerised console to control robotic arms that hold the surgical instruments. This allows doctors to perform complex procedures with enhanced visualisation and precision through tiny incisions.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">These advanced procedures are commonly used for:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">1. Urological surgeries (like prostatectomies)<br \/>\n<\/span><span style=\"font-weight: 400;\">2. Gynecological procedures<br \/>\n<\/span><span style=\"font-weight: 400;\">3. Cardiac surgeries<br \/>\n<\/span><span style=\"font-weight: 400;\">4. Gastrointestinal operations<br \/>\n<\/span><span style=\"font-weight: 400;\">5. Orthopedic surgeries<br \/>\n<\/span><span style=\"font-weight: 400;\">6. Cancer treatments<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"The_Current_Insurance_Landscape_for_Robotic_Surgeries\"><\/span><b>The Current Insurance Landscape for Robotic Surgeries<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The good news is that regulatory support from the Insurance Regulatory and Development Authority of India (IRDAI) has improved insurance coverage for robotic surgeries. Since 2019, IRDAI has mandated that health insurance companies have to provide insurance coverage for robotic surgeries under modern treatment clauses. However, the extent and conditions of coverage vary significantly across different insurers and policies.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Whats_Typically_Covered\"><\/span><b>What&#8217;s Typically Covered<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">When robotic surgeries are covered, the insurance generally includes:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">1. Hospitalisation expenses<br \/>\n<\/span><span style=\"font-weight: 400;\">2. The surgery procedure itself<br \/>\n<\/span><span style=\"font-weight: 400;\">3. Surgeon&#8217;s fees<br \/>\n<\/span><span style=\"font-weight: 400;\">4. Nursing charges<br \/>\n<\/span><span style=\"font-weight: 400;\">5. ICU costs (if required)<br \/>\n<\/span><span style=\"font-weight: 400;\">6. Pre and post-hospitalisation expenses<br \/>\n<\/span><span style=\"font-weight: 400;\">7. Sometimes ambulance fees<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Common_Limitations_and_Conditions\"><\/span><b>Common Limitations and Conditions<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Despite the IRDAI mandate, several important restrictions can apply on your health insurance claim:<\/span><\/p>\n<p><b>1. Sub-limits on Coverage<\/b><span style=\"font-weight: 400;\">: Many insurers impose caps on how much they&#8217;ll pay for robotic procedures. For example, if your policy has a sub-limit of 1% of sum insured and you have \u20b910 lakhs coverage, only up to \u20b91 lakh may be covered for the robotic component.<br \/>\n<\/span><b>2. Differential Cost Coverage<\/b><span style=\"font-weight: 400;\">: Some insurers only cover the equivalent cost of a conventional surgery, leaving you to pay the difference (which can be substantial).<br \/>\n<\/span><b>3. Surgeon Qualification Requirements<\/b><span style=\"font-weight: 400;\">: Coverage is often dependent on the surgery being performed by a properly trained and qualified robotic surgeon.<br \/>\n<\/span><b>4. Waiting Periods<\/b><span style=\"font-weight: 400;\">: Most policies don&#8217;t cover robotic surgeries from day one. Depending on the condition requiring surgery, waiting periods typically range from 2-4 years.<br \/>\n<\/span><b>5. Network Restrictions<\/b><span style=\"font-weight: 400;\">: Some insurers only cover robotic surgeries when performed at specific network hospitals with approved facilities.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Real_Challenges_Policyholders_Face_with_Robotic_Surgery_Claims\"><\/span><b>Real Challenges Policyholders Face with Robotic Surgery Claims<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">At Insurance Samadhan, we&#8217;ve helped numerous clients navigate <\/span><a href=\"https:\/\/www.insurancesamadhan.com\/health-claim-reimbursement\"><span style=\"font-weight: 400;\">health insurance claim<\/span><\/a><span style=\"font-weight: 400;\"> issues related to robotic surgeries. Here are the most common challenges we encounter:<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Technology_Fee_Disputes\"><\/span><b>1. Technology Fee Disputes<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Many hospitals separate the charges for robotic technology use from the standard surgical procedure. Insurers often classify these &#8220;technology fees&#8221; as non-medical expenses and exclude them from coverage.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Medical_Necessity_Challenges\"><\/span><b>2. Medical Necessity Challenges<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Insurers frequently question whether the robotic approach was truly necessary or merely preferred. They may argue that a conventional procedure would have been equally effective at a lower cost.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Coding_and_Billing_Confusions\"><\/span><b>3. Coding and Billing Confusions<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Since robotic procedures are relatively new, many insurers lack specific guidelines for processing these claims. This leads to people facing confusion, delays, or outright having their health insurance rejected.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Improve_Your_Chances_of_Getting_Coverage\"><\/span><b>How to Improve Your Chances of Getting Coverage<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">If you&#8217;re considering robotic surgery, follow these steps to maximise the coverage of your health insurance claim:<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Pre-Authorisation_is_Non-Negotiable\"><\/span><b>1. Pre-Authorisation is Non-Negotiable<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><b>Always<\/b><span style=\"font-weight: 400;\"> obtain pre-authorisation from your insurance company before scheduling a robotic surgery. This process typically requires:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">a) A detailed medical necessity letter from your doctor explaining why the robotic approach is specifically beneficial for your case<br \/>\n<\/span><span style=\"font-weight: 400;\">b) A cost breakdown from the hospital<br \/>\n<\/span><span style=\"font-weight: 400;\">c) Submission of these documents to your insurer for review and approval<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Review_Your_Policy_Thoroughly\"><\/span><b>2. Review Your Policy Thoroughly<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Pay special attention to:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">a) Any specific mentions of &#8220;advanced&#8221; or &#8220;robotic&#8221; procedures<br \/>\n<\/span><span style=\"font-weight: 400;\">b) Sub-limits for specific surgeries<br \/>\n<\/span><span style=\"font-weight: 400;\">c) Coverage for technological components or specialised equipment<br \/>\n<\/span><span style=\"font-weight: 400;\">d) Waiting periods for the condition requiring surgery<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Get_Detailed_Documentation_from_Your_Doctor\"><\/span><b>3. Get Detailed Documentation from Your Doctor<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Request that your doctor clearly document:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">a) Why robotic surgery is specifically beneficial for your particular case<br \/>\n<\/span><span style=\"font-weight: 400;\">b) Any factors that make conventional approaches difficult or risky for you<br \/>\n<\/span><span style=\"font-weight: 400;\">c) Expected benefits in terms of recovery time, complications, or outcomes<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Consider_Hospital_Options\"><\/span><b>4. Consider Hospital Options<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Some hospitals include robotic technology fees within the overall procedure cost, while others itemise them separately. This distinction can significantly impact insurance coverage, so it&#8217;s worth investigating different facilities.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_To_Do_If_Your_Claim_Is_Denied_or_Partially_Settled\"><\/span><b>What To Do If Your Claim Is Denied or Partially Settled<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">If your robotic surgery claim is denied or short-settled, don&#8217;t give up. At Insurance Samadhan, we can help you fight for fair coverage by:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">1. Analysing your policy wording and the rejection reasons to identify potential grounds for appeal<br \/>\n<\/span><span style=\"font-weight: 400;\">2. Helping you organise supporting documentation from medical experts<br \/>\n<\/span><span style=\"font-weight: 400;\">3. Drafting compelling appeal letters that address all relevant points<br \/>\n<\/span><span style=\"font-weight: 400;\">4. Guiding you through each step of the appeals process, from internal review to regulatory complaint if necessary<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Final_Thoughts\"><\/span><b>Final Thoughts<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Robotic surgery represents the future of medical intervention, offering numerous benefits for patients. While insurance coverage has improved thanks to regulatory support, navigating the complexities requires careful attention to policy details and proactive communication with both healthcare providers and insurers.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Before scheduling a robotic procedure, take time to understand your coverage limitations and complete the necessary pre-authorisation steps. If you encounter challenges with your claim, remember that you don&#8217;t have to navigate the appeals process alone.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">At <\/span><a href=\"https:\/\/www.insurancesamadhan.com\/\"><span style=\"font-weight: 400;\">Insurance Samadhan<\/span><\/a><span style=\"font-weight: 400;\">, we&#8217;re committed to helping policyholders understand their coverage and fight for fair claim settlements when disputes arise. Whether you&#8217;re dealing with claim rejections, delays in the claim process, or partial settlements related to robotic surgery, our team can provide the expertise and support you need to resolve these issues effectively.<\/span><\/p>\n<p><a href=\"https:\/\/www.insurancesamadhan.com\/register?utm_source=organic&amp;utm_medium=blog&amp;utm_campaign=blog_post&amp;utm_term=blog_term\"><strong>Click here to register your complaint with Insurance Samadhan<\/strong><\/a><\/p>\n<p>Visit our website:\u00a0<a href=\"https:\/\/www.insurancesamadhan.com\/\">insurancesamadhan.com<\/a><\/p>\n<p>Mail us at\u00a0<a href=\"mailto:corporate@insurancesamadhan.com\">corporate@insurancesamadhan.com<\/a><\/p>\n<p><script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\/\",\n  \"@type\": \"Article\",\n  \"mainEntityOfPage\": {\n    \"@type\": \"WebPage\",\n    \"@id\": \"https:\/\/www.insurancesamadhan.com\/blog\/are-robotic-surgeries-covered-in-health-insurance\/\"\n  },\n  \"headline\": \"Are Robotic Surgeries Covered In Health Insurance?\n\",\n  \"description\": \"Learn about health insurance coverage for robotic surgeries, common challenges, and how to improve your chances of claim approval.\n\",\n  \"image\": {\n    \"@type\": \"ImageObject\",\n    \"url\": \"https:\/\/i0.wp.com\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2025\/05\/blog6-5.jpg?resize=640%2C360&ssl=1,\n    \"width\": 1920,\n    \"height\": 1080\n  },\n  \"author\": {\n    \"@type\": \"Person\",\n    \"name\": \"Insurance Samadhan\"\n  },\n  \"publisher\": {\n    \"@type\": \"Organization\",\n    \"name\": \"Insurance Samadhan\",\n    \"logo\": {\n      \"@type\": \"ImageObject\",\n      \"url\": \"https:\/\/insurancesamadhan.com\/images\/logo.svg\",\n      \"width\": 224,\n      \"height\": 47\n    }\n  },\n  \"datePublished\": \"2025-5-14\",\n  \"dateModified\": \"2025-5-14\"\n}\n<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Introduction Robotic surgeries are a revolutionary advancement in the medical field. They offer greater precision, smaller incisions, faster recovery times, and reduced complications. However, are these advanced procedures covered by their health insurance policies?\u00a0 What Exactly is Robotic Surgery? Robotic&hellip; <a href=\"http:\/\/www.insurancesamadhan.com\/blog\/are-robotic-surgeries-covered-in-health-insurance\/\" class=\"more-link\">Continue Reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":14,"featured_media":5088,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[3,313,413],"tags":[],"class_list":["post-5086","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-health-insurance","category-health-insurance-claim","category-robotic-surgeries"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Are Robotic Surgeries Covered In Health Insurance? - Insurance Samadhan<\/title>\n<meta name=\"description\" content=\"Find out if robotic surgeries are covered under health insurance and how to file a successful health insurance claim. 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