{"id":58,"date":"2018-08-16T11:25:20","date_gmt":"2018-08-16T11:25:20","guid":{"rendered":"http:\/\/blog.insurancesamadhan.com\/?p=58"},"modified":"2020-09-23T05:28:32","modified_gmt":"2020-09-23T05:28:32","slug":"bundling-free-health-insurance-with-life-insurance","status":"publish","type":"post","link":"http:\/\/www.insurancesamadhan.com\/blog\/bundling-free-health-insurance-with-life-insurance\/","title":{"rendered":"Bundling Free Health Insurance with Life Insurance"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/bundling-free-health-insurance-with-life-insurance\/#There_is_nothing_like_free_insurance\" >There is nothing like free insurance!!<\/a><\/li><\/ul><\/nav><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"There_is_nothing_like_free_insurance\"><\/span>There is nothing like free insurance!!<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Often we fell trap of freebees. A phone call suggested that if you buy Life Insurance they will provide free health insurance. This cannot be true.<\/p>\n\n\n\n<p><strong>There can be two scenarios:<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>They add a rider of dreaded diseases on your life insurance policy which has a small additional premium. But this is not complete Mediclaim policy. This will only offer fixed money in case you have one of the diseases listed in the policy during the policy period.<\/li><li>They sell you two policies one life and one health and quote a combined premium and take one cheque.<\/li><\/ol>\n\n\n\n<p>In both the scenario, you pay the additional premium for the benefit you want. Always ask and read the product brochure for the features. Ask for the product illustration which gives you an idea of the charges and returns on product. Don\u2019t blindly trust your agent and sign the proposal form<\/p>\n\n\n\n<p>Be aware and stay cautious<\/p>\n","protected":false},"excerpt":{"rendered":"<p>There is nothing like free insurance!! Often we fell trap of freebees. A phone call suggested that if you buy Life Insurance they will provide free health insurance. This cannot be true. There can be two scenarios: They add a&hellip; <a href=\"http:\/\/www.insurancesamadhan.com\/blog\/bundling-free-health-insurance-with-life-insurance\/\" class=\"more-link\">Continue Reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":4,"featured_media":59,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-58","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Insurance Company Frauds | Types of Life Insurance Fraud - Insurance Samadhan<\/title>\n<meta name=\"description\" content=\"When you&#039;re applying for an insurance policy, it&#039;s important to understand and read their policies. Be aware and stay cautious of Insurance Company Frauds.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.insurancesamadhan.com\/blog\/bundling-free-health-insurance-with-life-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Insurance Company Frauds | Types of Life Insurance Fraud - Insurance Samadhan\" \/>\n<meta property=\"og:description\" content=\"When you&#039;re applying for an insurance policy, it&#039;s important to understand and read their policies. Be aware and stay cautious of Insurance Company Frauds.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.insurancesamadhan.com\/blog\/bundling-free-health-insurance-with-life-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Insurance Samadhan\" \/>\n<meta property=\"article:published_time\" content=\"2018-08-16T11:25:20+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-09-23T05:28:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/health-insurance-with-life-insurance.jpg?fit=733%2C386&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"733\" \/>\n\t<meta property=\"og:image:height\" content=\"386\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Shailesh Kumar\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Shailesh Kumar\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/bundling-free-health-insurance-with-life-insurance\/\",\"url\":\"https:\/\/www.insurancesamadhan.com\/blog\/bundling-free-health-insurance-with-life-insurance\/\",\"name\":\"Insurance Company Frauds | Types of Life Insurance Fraud - Insurance Samadhan\",\"isPartOf\":{\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/bundling-free-health-insurance-with-life-insurance\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/bundling-free-health-insurance-with-life-insurance\/#primaryimage\"},\"thumbnailUrl\":\"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/09\/health-insurance-with-life-insurance.jpg\",\"datePublished\":\"2018-08-16T11:25:20+00:00\",\"dateModified\":\"2020-09-23T05:28:32+00:00\",\"author\":{\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/#\/schema\/person\/38d2f769aa9bdee462bd2b530c7a40b2\"},\"description\":\"When you're applying for an insurance policy, it's important to understand and read their policies. 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