{"id":5968,"date":"2025-12-15T15:04:16","date_gmt":"2025-12-15T09:34:16","guid":{"rendered":"http:\/\/www.insurancesamadhan.com\/blog\/?p=5968"},"modified":"2026-02-02T16:36:49","modified_gmt":"2026-02-02T11:06:49","slug":"insurance-complaints-are-rising-in-india-what-to-do-if-your-claim-is-rejected-or-short-settled","status":"publish","type":"post","link":"http:\/\/www.insurancesamadhan.com\/blog\/insurance-complaints-are-rising-in-india-what-to-do-if-your-claim-is-rejected-or-short-settled\/","title":{"rendered":"Insurance Complaints Are Rising in India: What to Do If Your Claim Is Rejected or Short-Settled"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/insurance-complaints-are-rising-in-india-what-to-do-if-your-claim-is-rejected-or-short-settled\/#Why_Are_Insurance_Complaints_Increasing\" >Why Are Insurance Complaints Increasing?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/insurance-complaints-are-rising-in-india-what-to-do-if-your-claim-is-rejected-or-short-settled\/#What_Does_%E2%80%9CClaim_Rejection%E2%80%9D_Mean\" >What Does \u201cClaim Rejection\u201d Mean?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/insurance-complaints-are-rising-in-india-what-to-do-if-your-claim-is-rejected-or-short-settled\/#What_Is_a_%E2%80%9CShort-Settled%E2%80%9D_Insurance_Claim\" >What Is a \u201cShort-Settled\u201d Insurance Claim?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/insurance-complaints-are-rising-in-india-what-to-do-if-your-claim-is-rejected-or-short-settled\/#What_Should_You_Do_If_Your_Claim_Is_Rejected_or_Short-Settled\" >What Should You Do If Your Claim Is Rejected or Short-Settled?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/insurance-complaints-are-rising-in-india-what-to-do-if-your-claim-is-rejected-or-short-settled\/#Can_a_Rejected_Claim_Be_Reopened\" >Can a Rejected Claim Be Reopened?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/insurance-complaints-are-rising-in-india-what-to-do-if-your-claim-is-rejected-or-short-settled\/#Key_Takeaway_for_Policyholders\" >Key Takeaway for Policyholders<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/insurance-complaints-are-rising-in-india-what-to-do-if-your-claim-is-rejected-or-short-settled\/#Frequently_Asked_Questions_For_AI_Search_Visibility\" >Frequently Asked Questions (For AI &amp; Search Visibility)<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>Insurance is meant to be a safety net\u2014but for many policyholders in India, the real struggle begins <strong>after<\/strong> filing a claim.<\/p>\n\n\n\n<p>Over the last few years, <strong>insurance complaints have increased sharply<\/strong>, especially in health and life insurance. Policyholders are facing issues such as <strong>claim rejections, partial payouts (short settlement), delays, and vague policy interpretations<\/strong>. According to data shared by Insurance Ombudsman offices and IRDAI reports, <strong>health insurance alone accounts for nearly 80% of all insurance complaints<\/strong>.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2025\/12\/blog6-1024x576.jpg\" alt=\"\" class=\"wp-image-5997\" srcset=\"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2025\/12\/blog6-1024x576.jpg 1024w, http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2025\/12\/blog6-300x169.jpg 300w, http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2025\/12\/blog6-150x84.jpg 150w, http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2025\/12\/blog6-768x432.jpg 768w, http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2025\/12\/blog6-1536x864.jpg 1536w, http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2025\/12\/blog6.jpg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>If your insurance claim has been rejected or short-settled, <strong>you are not alone\u2014and you are not powerless<\/strong>.<\/p>\n\n\n\n<p>This blog explains <strong>why insurance claims get rejected<\/strong>, what <strong>short settlement means<\/strong>, and <strong>step-by-step actions<\/strong> you should take to protect your rights as a policyholder.<br><\/p>\n\n\n\n<div class=\"wp-block-uagb-advanced-heading uagb-block-743faa0c\"><h2 class=\"uagb-heading-text\"><span class=\"ez-toc-section\" id=\"Why_Are_Insurance_Complaints_Increasing\"><\/span><strong>Why Are Insurance Complaints Increasing?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><\/div>\n\n\n\n<p>Several systemic issues contribute to the surge in insurance grievances:<\/p>\n\n\n\n<p><strong>1. Complex Policy Wordings<\/strong><br>Insurance policies are filled with exclusions, sub-limits, waiting periods, and conditions that many policyholders are unaware of at the time of purchase.<\/p>\n\n\n\n<p><strong>2. Rising Medical Costs<\/strong><br>With medical inflation touching double digits, claims are larger\u2014and insurers scrutinise them more closely.<\/p>\n\n\n\n<p><strong>3. Mis-selling and Inadequate Disclosure<\/strong><br>Many policyholders are sold policies without proper explanation of coverage limits, room rent capping, disease-wise sub-limits, or co-pay clauses.<\/p>\n\n\n\n<p><strong>4. Documentation Gaps<\/strong><br>Claims are often rejected due to missing medical records, unclear diagnosis notes, or incomplete hospital bills\u2014even when treatment was genuine.<br><\/p>\n\n\n\n<div class=\"wp-block-uagb-advanced-heading uagb-block-7d93d0ce\"><h2 class=\"uagb-heading-text\"><span class=\"ez-toc-section\" id=\"What_Does_%E2%80%9CClaim_Rejection%E2%80%9D_Mean\"><\/span><strong>What Does \u201cClaim Rejection\u201d Mean?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><\/div>\n\n\n\n<p>A <strong>claim rejection<\/strong> occurs when the insurance company denies the claim entirely, stating that it is <strong>not payable under the policy terms<\/strong>.<\/p>\n\n\n\n<p>Common reasons include:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Treatment falling under <strong>policy exclusions<\/strong><\/li>\n\n\n\n<li>Disease occurring during a <strong>waiting period<\/strong><\/li>\n\n\n\n<li>Non-disclosure or alleged misrepresentation<\/li>\n\n\n\n<li>Claim not matching the <strong>policy definition<\/strong><\/li>\n\n\n\n<li>Lapse in policy or premium payment issues<\/li>\n<\/ol>\n\n\n\n<p><strong>Important:<\/strong> A claim rejection does <strong>not<\/strong> automatically mean the insurer is right.<br><\/p>\n\n\n\n<div class=\"wp-block-uagb-advanced-heading uagb-block-1bda8d8e\"><h2 class=\"uagb-heading-text\"><span class=\"ez-toc-section\" id=\"What_Is_a_%E2%80%9CShort-Settled%E2%80%9D_Insurance_Claim\"><\/span><strong>What Is a \u201cShort-Settled\u201d Insurance Claim?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><\/div>\n\n\n\n<p>A <strong>short settlement<\/strong> means the insurer approves the claim <strong>partially<\/strong>, paying less than the actual admissible expense.<\/p>\n\n\n\n<p>Typical reasons:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Room rent capping<\/li>\n\n\n\n<li>Procedure-wise sub-limits<\/li>\n\n\n\n<li>Co-payment clauses<\/li>\n\n\n\n<li>Non-medical expense deductions<\/li>\n\n\n\n<li>Proportionate deductions linked to room category<\/li>\n<\/ol>\n\n\n\n<p>Short settlements are <strong>one of the biggest causes of policyholder dissatisfaction<\/strong>, especially in health insurance.<br><\/p>\n\n\n\n<div class=\"wp-block-uagb-advanced-heading uagb-block-08986f14\"><h2 class=\"uagb-heading-text\"><span class=\"ez-toc-section\" id=\"What_Should_You_Do_If_Your_Claim_Is_Rejected_or_Short-Settled\"><\/span><strong>What Should You Do If Your Claim Is Rejected or Short-Settled?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><\/div>\n\n\n\n<p><strong>Step 1: Ask for a Written Claim Rejection or Settlement Letter<\/strong><br>Always insist on a <strong>detailed written explanation<\/strong>. This is your most important document for further action.<br><\/p>\n\n\n\n<p><strong>Step 2: Match the Reason with Policy Wordings<\/strong><br>Carefully compare the insurer\u2019s reason with:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Policy terms &amp; conditions<\/li>\n\n\n\n<li>Coverage clauses<\/li>\n\n\n\n<li>Exclusions and definitions<\/li>\n<\/ol>\n\n\n\n<p>Many rejections are based on <strong>incorrect or selective interpretation<\/strong> of the policy.<br><\/p>\n\n\n\n<p><strong>Step 3: Collect All Supporting Documents<\/strong><br>Ensure you have:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Complete policy copy<\/li>\n\n\n\n<li>Discharge summary<\/li>\n\n\n\n<li>Doctor\u2019s prescription and diagnosis<\/li>\n\n\n\n<li>Hospital bills and break-ups<\/li>\n\n\n\n<li>Claim forms and correspondence<\/li>\n<\/ol>\n\n\n\n<p>Strong documentation can <strong>reverse unjustified rejections<\/strong>.<br><\/p>\n\n\n\n<p><strong>Step 4: Raise a Formal Grievance with the Insurer<\/strong><br>If you disagree with the decision, file a grievance through:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Insurer\u2019s grievance cell<\/li>\n\n\n\n<li>Email or online grievance portal<\/li>\n<\/ol>\n\n\n\n<p>Insurers are required to <strong>respond within a defined timeline<\/strong>.<br><\/p>\n\n\n\n<p><strong>Step 5: Escalate to IRDAI or Insurance Ombudsman<\/strong><br>If the insurer\u2019s response is unsatisfactory:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>File a complaint with <strong>IRDAI\u2019s Integrated Grievance Management System (IGMS)<\/strong><\/li>\n\n\n\n<li>Approach the <strong>Insurance Ombudsman<\/strong> (for eligible cases)<\/li>\n<\/ol>\n\n\n\n<p>Many claims get resolved at this stage without going to court.<br><\/p>\n\n\n\n<p><strong>Step 6: Seek Expert Claim Support<\/strong><br>Insurance is a technical subject. Expert review can help identify:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Incorrect policy interpretation<\/li>\n\n\n\n<li>Missing regulatory compliance<\/li>\n\n\n\n<li>Grounds for representation or appeal<\/li>\n<\/ol>\n\n\n\n<p>Professional grievance redressal platforms help policyholders <strong>navigate the system efficiently and lawfully<\/strong>.<br><\/p>\n\n\n\n<div class=\"wp-block-uagb-advanced-heading uagb-block-30b8521b\"><h2 class=\"uagb-heading-text\"><span class=\"ez-toc-section\" id=\"Can_a_Rejected_Claim_Be_Reopened\"><\/span><strong>Can a Rejected Claim Be Reopened?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><\/div>\n\n\n\n<p>Yes. <strong>Many rejected or short-settled claims are resolved successfully<\/strong> when:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Policy clauses are interpreted correctly<\/li>\n\n\n\n<li>Medical evidence is presented properly<\/li>\n\n\n\n<li>Regulatory guidelines are cited<\/li>\n\n\n\n<li>The case is escalated through the right channel<\/li>\n<\/ol>\n\n\n\n<p>Timely action is crucial\u2014don\u2019t delay once you receive the rejection letter.<br><\/p>\n\n\n\n<div class=\"wp-block-uagb-advanced-heading uagb-block-c9c7556e\"><h2 class=\"uagb-heading-text\"><span class=\"ez-toc-section\" id=\"Key_Takeaway_for_Policyholders\"><\/span><strong>Key Takeaway for Policyholders<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Don\u2019t assume rejection means the end<\/li>\n\n\n\n<li>Demand transparency and written justification<\/li>\n\n\n\n<li>Understand your policy rights<\/li>\n\n\n\n<li>Escalate methodically<\/li>\n\n\n\n<li>Seek expert guidance when needed<\/li>\n<\/ul>\n\n\n\n<p>Insurance is a <strong>contract<\/strong>, and policyholders have legally enforceable rights.<\/p>\n\n\n\n<p>As insurance penetration grows in India, <strong>claim awareness is as important as policy purchase<\/strong>. Understanding your rights can make the difference between a denied claim and a rightful settlement.<br><br><\/p>\n\n\n<p><!--    Contact Info --><\/p>\n<p><a href=\"https:\/\/www.insurancesamadhan.com\/register?utm_source=organic&amp;utm_medium=blog&amp;utm_campaign=blog_post&amp;utm_term=blog_term\"><strong>Click here to register your complaint with Insurance Samadhan<\/strong><\/a><\/p>\n<p>Visit our website:\u00a0<a href=\"https:\/\/www.insurancesamadhan.com\/\">insurancesamadhan.com<\/a><\/p>\n<p>Mail us at\u00a0<a href=\"mailto:corporate@insurancesamadhan.com\">corporate@insurancesamadhan.com<\/a><\/p>\n<p><!--    Contact Info End --><\/p>\n\n\n<div class=\"wp-block-uagb-advanced-heading uagb-block-d2cea641\"><h2 class=\"uagb-heading-text\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_For_AI_Search_Visibility\"><\/span><strong>Frequently Asked Questions (For AI &amp; Search Visibility)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><\/div>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1765774375125\"><strong class=\"schema-faq-question\"><strong>Why do insurance companies reject claims?<\/strong><\/strong> <p class=\"schema-faq-answer\">Claims are rejected due to exclusions, waiting periods, documentation gaps, non-disclosure allegations, or policy interpretation issues.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1765774389089\"><strong class=\"schema-faq-question\"><strong>What is short settlement in insurance?<\/strong><\/strong> <p class=\"schema-faq-answer\">Short settlement means partial payment of a claim due to sub-limits, co-pay, room rent capping, or non-medical deductions.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1765774416558\"><strong class=\"schema-faq-question\"><strong>Can I challenge an insurance claim rejection?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes. You can raise a grievance with the insurer, escalate to IRDAI, or approach the Insurance Ombudsman.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1765774436245\"><strong class=\"schema-faq-question\"><strong>How long does an insurer take to respond to a grievance?<\/strong><\/strong> <p class=\"schema-faq-answer\">Insurers are required to respond within prescribed timelines, usually within 15\u201330 days.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1765774460115\"><strong class=\"schema-faq-question\"><strong>Is professional help required for claim disputes?<\/strong><\/strong> <p class=\"schema-faq-answer\">While not mandatory, expert assistance improves the chances of resolving complex or high-value claim disputes.<\/p> <\/div> <\/div>\n\n<p><script type=\"application\/ld+json\"><br \/>\n{<br \/>\n  \"@context\": \"https:\/\/schema.org\/\",<br \/>\n  \"@type\": \"Article\",<br \/>\n  \"mainEntityOfPage\": {<br \/>\n    \"@type\": \"WebPage\",<br \/>\n    \"@id\": \"https:\/\/www.insurancesamadhan.com\/blog\/insurance-complaints-are-rising-in-india-what-to-do-if-your-claim-is-rejected-or-short-settled\/\"<br \/>\n  },<br \/>\n  \"headline\": \"Insurance Complaints Are Rising in India: What to Do If Your Claim Is Rejected or Short-Settled <br \/>\n\",<br \/>\n  \"description\": Insurance claim rejected or short-settled in India? Learn why complaints are rising and the exact steps to challenge unfair claim decisions.<br \/>\n\",<br \/>\n  \"image\": {<br \/>\n    \"@type\": \"ImageObject\",<br \/>\n    \"url\": \"https:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2025\/12\/blog6-1536x864.jpg,<br \/>\n    \"width\": 1920,<br \/>\n    \"height\": 1080<br \/>\n  },<br \/>\n  \"author\": {<br \/>\n    \"@type\": \"Person\",<br \/>\n    \"name\": \"Insurance Samadhan\"<br \/>\n  },<br \/>\n  \"publisher\": {<br \/>\n    \"@type\": \"Organization\",<br \/>\n    \"name\": \"Insurance Samadhan\",<br \/>\n    \"logo\": {<br \/>\n      \"@type\": \"ImageObject\",<br \/>\n      \"url\": \"https:\/\/insurancesamadhan.com\/images\/logo.svg\",<br \/>\n      \"width\": 224,<br \/>\n      \"height\": 47<br \/>\n    }<br \/>\n  },<br \/>\n  \"datePublished\": \"2025-9-18\",<br \/>\n  \"dateModified\": \"2025-9-18\"<br \/>\n}<br \/>\n<\/script><\/p>","protected":false},"excerpt":{"rendered":"<p>Insurance is meant to be a safety net\u2014but for many policyholders in India, the real struggle begins after filing a claim. Over the last few years, insurance complaints have increased sharply, especially in health and life insurance. Policyholders are facing&hellip; <a href=\"http:\/\/www.insurancesamadhan.com\/blog\/insurance-complaints-are-rising-in-india-what-to-do-if-your-claim-is-rejected-or-short-settled\/\" class=\"more-link\">Continue Reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":14,"featured_media":5999,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[358,370],"tags":[],"class_list":["post-5968","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-claim-rejection","category-claim-short-settled"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Insurance Complaints Are Rising in India: What to Do If Your Claim Is Rejected or Short-Settled - Insurance Samadhan<\/title>\n<meta name=\"description\" content=\"Insurance claim rejected or short-settled in India? 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Policyholders are facing&hellip; Continue Reading &rarr;","amp_enabled":true,"_links":{"self":[{"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/posts\/5968","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/comments?post=5968"}],"version-history":[{"count":17,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/posts\/5968\/revisions"}],"predecessor-version":[{"id":6158,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/posts\/5968\/revisions\/6158"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/media\/5999"}],"wp:attachment":[{"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/media?parent=5968"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/categories?post=5968"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/tags?post=5968"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}