{"id":641,"date":"2019-08-09T06:45:20","date_gmt":"2019-08-09T06:45:20","guid":{"rendered":"http:\/\/blog.insurancesamadhan.com\/?p=641"},"modified":"2020-10-09T07:09:57","modified_gmt":"2020-10-09T07:09:57","slug":"7-important-tips-for-buying-life-insurance-for-the-first-time","status":"publish","type":"post","link":"http:\/\/www.insurancesamadhan.com\/blog\/7-important-tips-for-buying-life-insurance-for-the-first-time\/","title":{"rendered":"7 Important tips for buying life insurance for the first time"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"http:\/\/www.insurancesamadhan.com\/blog\/7-important-tips-for-buying-life-insurance-for-the-first-time\/#7_tips_which_you_should_keep_in_mind_before_buying_life_insurance_for_the_first_time\" >7 tips which you should keep in mind before buying life insurance for the first time:<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>A life insurance policy can be used in diverse ways in case you are looking for insurance policy for planning to buy one you need to keep a few tips in mind because this will be the first time you actually will be buying an life insurance policy. In spite of making the right choice being a necessity for future safety, many people just simply rely on what other people tell them to do or what other people suggest them to buy.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"7_tips_which_you_should_keep_in_mind_before_buying_life_insurance_for_the_first_time\"><\/span>7 tips which you should keep in mind before buying life insurance for the first time:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\"><li>It is very necessary for you to learn more about varying types of life insurance products it is important for you to familiarize yourself with the different types of life insurance before you choose one policy for yourself. Know that insurance plans vary in terms of their features and benefits.<\/li><li>Make a comparison prior to choosing to make sure that you get ample coverage for the payable premium. You should always compare multiple policies. For instance, suppose you are looking to buy a term insurance policy. You should then compare multiple products in terms of parameters like the premium amount, inclusions and exclusions, benefits and so on.<\/li><li>Choose a sum assured that is sufficient. This should be enough to cover all the needs of your entire family in case of your demise. You should always check this aspect carefully prior to making any choice.<\/li><li>Get riders to boost your insurance policy. Several times, the insurer gives you choices of add-ons which you should take a closer look at. There are several options including accidental death benefit which is really helpful to say the least. Make sure that you get more protection with riders whenever necessary.<\/li><li>Always go through the policy document and take your time while doing this. It is vital that you should always understand all the terms and conditions before signing on the dotted line. You should get the policy returned in case you don\u2019t like it. The free-look period is when you get the opportunity to ponder over the matter.<\/li><li>Make your premium payments on time in order to ensure that your insurance policy stays active. You should always pay premiums on the due date or before. There is a grace period of 15-30 days for paying the premium amount provided.<\/li><li>Get tax benefits every year on the premiums paid for life insurance policies under Section 80C. You can always expect maximum tax benefits on life insurance plans each year. Do not forget to include the same while filing your taxes.<\/li><\/ol>\n\n\n\n<p><center><a href=\"https:\/\/www.insurancesamadhan.com\/register?utm_source=google&#038;utm_medium=organic&#038;utm_campaign=blog_banner&#038;utm_content=http%3A%2F%2Fbit.ly%2F2kuc159\"\/><img decoding=\"async\" src=\"https:\/\/www.insurancesamadhan.com\/assets\/img\/contact.png\" alt=\"Get Resolutions for Insurance Complaints\"\/><\/a><\/center><\/p>\n\n\n\n<p>A life insurance policy can be used in diverse ways in case you are looking for an insurance policy for planning to buy one you need to keep a few tips in mind because this will be the first time you actually will be buying an insurance policy. In spite of making the right choice being a necessity for future safety, many people just simply rely on what other people tell them to do or what other people suggest to them to buy.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A life insurance policy can be used in diverse ways in case you are looking for insurance policy for planning to buy one you need to keep a few tips in mind because this will be the first time you&hellip; <a href=\"http:\/\/www.insurancesamadhan.com\/blog\/7-important-tips-for-buying-life-insurance-for-the-first-time\/\" class=\"more-link\">Continue Reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":4,"featured_media":654,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-641","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Know these tips while buying life insurance<\/title>\n<meta name=\"description\" content=\"Important tips which you should know before buying life insurance for the first time for future safety.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.insurancesamadhan.com\/blog\/7-important-tips-for-buying-life-insurance-for-the-first-time\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Know these tips while buying life insurance\" \/>\n<meta property=\"og:description\" content=\"Important tips which you should know before buying life insurance for the first time for future safety.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.insurancesamadhan.com\/blog\/7-important-tips-for-buying-life-insurance-for-the-first-time\/\" \/>\n<meta property=\"og:site_name\" content=\"Insurance Samadhan\" \/>\n<meta property=\"article:published_time\" content=\"2019-08-09T06:45:20+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-10-09T07:09:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/10\/tips-for-buying-life-insurance-for-the-first-time.png?fit=1920%2C1080&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Shailesh Kumar\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Shailesh Kumar\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/7-important-tips-for-buying-life-insurance-for-the-first-time\/\",\"url\":\"https:\/\/www.insurancesamadhan.com\/blog\/7-important-tips-for-buying-life-insurance-for-the-first-time\/\",\"name\":\"Know these tips while buying life insurance\",\"isPartOf\":{\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/7-important-tips-for-buying-life-insurance-for-the-first-time\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/7-important-tips-for-buying-life-insurance-for-the-first-time\/#primaryimage\"},\"thumbnailUrl\":\"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/10\/tips-for-buying-life-insurance-for-the-first-time.png\",\"datePublished\":\"2019-08-09T06:45:20+00:00\",\"dateModified\":\"2020-10-09T07:09:57+00:00\",\"author\":{\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/#\/schema\/person\/38d2f769aa9bdee462bd2b530c7a40b2\"},\"description\":\"Important tips which you should know before buying life insurance for the first time for future safety.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/7-important-tips-for-buying-life-insurance-for-the-first-time\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.insurancesamadhan.com\/blog\/7-important-tips-for-buying-life-insurance-for-the-first-time\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/7-important-tips-for-buying-life-insurance-for-the-first-time\/#primaryimage\",\"url\":\"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/10\/tips-for-buying-life-insurance-for-the-first-time.png\",\"contentUrl\":\"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/10\/tips-for-buying-life-insurance-for-the-first-time.png\",\"width\":1920,\"height\":1080,\"caption\":\"Know these tips while buying life insurance\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/7-important-tips-for-buying-life-insurance-for-the-first-time\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.insurancesamadhan.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"7 Important tips for buying life insurance for the first time\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/#website\",\"url\":\"https:\/\/www.insurancesamadhan.com\/blog\/\",\"name\":\"Insurance Samadhan\",\"description\":\"The most trusted platform for resolution of Insurance Complaints in India\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.insurancesamadhan.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/#\/schema\/person\/38d2f769aa9bdee462bd2b530c7a40b2\",\"name\":\"Shailesh Kumar\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.insurancesamadhan.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/litespeed\/avatar\/c0cf412453b85c06e13503c02f3e6d06.jpg?ver=1777636359\",\"contentUrl\":\"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/litespeed\/avatar\/c0cf412453b85c06e13503c02f3e6d06.jpg?ver=1777636359\",\"caption\":\"Shailesh Kumar\"},\"url\":\"http:\/\/www.insurancesamadhan.com\/blog\/author\/shailesh-kumar\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Know these tips while buying life insurance","description":"Important tips which you should know before buying life insurance for the first time for future safety.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.insurancesamadhan.com\/blog\/7-important-tips-for-buying-life-insurance-for-the-first-time\/","og_locale":"en_US","og_type":"article","og_title":"Know these tips while buying life insurance","og_description":"Important tips which you should know before buying life insurance for the first time for future safety.","og_url":"https:\/\/www.insurancesamadhan.com\/blog\/7-important-tips-for-buying-life-insurance-for-the-first-time\/","og_site_name":"Insurance Samadhan","article_published_time":"2019-08-09T06:45:20+00:00","article_modified_time":"2020-10-09T07:09:57+00:00","og_image":[{"width":1920,"height":1080,"url":"https:\/\/i0.wp.com\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/10\/tips-for-buying-life-insurance-for-the-first-time.png?fit=1920%2C1080&ssl=1","type":"image\/png"}],"author":"Shailesh Kumar","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Shailesh Kumar","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.insurancesamadhan.com\/blog\/7-important-tips-for-buying-life-insurance-for-the-first-time\/","url":"https:\/\/www.insurancesamadhan.com\/blog\/7-important-tips-for-buying-life-insurance-for-the-first-time\/","name":"Know these tips while buying life insurance","isPartOf":{"@id":"https:\/\/www.insurancesamadhan.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.insurancesamadhan.com\/blog\/7-important-tips-for-buying-life-insurance-for-the-first-time\/#primaryimage"},"image":{"@id":"https:\/\/www.insurancesamadhan.com\/blog\/7-important-tips-for-buying-life-insurance-for-the-first-time\/#primaryimage"},"thumbnailUrl":"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/10\/tips-for-buying-life-insurance-for-the-first-time.png","datePublished":"2019-08-09T06:45:20+00:00","dateModified":"2020-10-09T07:09:57+00:00","author":{"@id":"https:\/\/www.insurancesamadhan.com\/blog\/#\/schema\/person\/38d2f769aa9bdee462bd2b530c7a40b2"},"description":"Important tips which you should know before buying life insurance for the first time for future safety.","breadcrumb":{"@id":"https:\/\/www.insurancesamadhan.com\/blog\/7-important-tips-for-buying-life-insurance-for-the-first-time\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.insurancesamadhan.com\/blog\/7-important-tips-for-buying-life-insurance-for-the-first-time\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.insurancesamadhan.com\/blog\/7-important-tips-for-buying-life-insurance-for-the-first-time\/#primaryimage","url":"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/10\/tips-for-buying-life-insurance-for-the-first-time.png","contentUrl":"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/10\/tips-for-buying-life-insurance-for-the-first-time.png","width":1920,"height":1080,"caption":"Know these tips while buying life insurance"},{"@type":"BreadcrumbList","@id":"https:\/\/www.insurancesamadhan.com\/blog\/7-important-tips-for-buying-life-insurance-for-the-first-time\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.insurancesamadhan.com\/blog\/"},{"@type":"ListItem","position":2,"name":"7 Important tips for buying life insurance for the first time"}]},{"@type":"WebSite","@id":"https:\/\/www.insurancesamadhan.com\/blog\/#website","url":"https:\/\/www.insurancesamadhan.com\/blog\/","name":"Insurance Samadhan","description":"The most trusted platform for resolution of Insurance Complaints in India","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.insurancesamadhan.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.insurancesamadhan.com\/blog\/#\/schema\/person\/38d2f769aa9bdee462bd2b530c7a40b2","name":"Shailesh Kumar","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.insurancesamadhan.com\/blog\/#\/schema\/person\/image\/","url":"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/litespeed\/avatar\/c0cf412453b85c06e13503c02f3e6d06.jpg?ver=1777636359","contentUrl":"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/litespeed\/avatar\/c0cf412453b85c06e13503c02f3e6d06.jpg?ver=1777636359","caption":"Shailesh Kumar"},"url":"http:\/\/www.insurancesamadhan.com\/blog\/author\/shailesh-kumar\/"}]}},"jetpack_featured_media_url":"http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/10\/tips-for-buying-life-insurance-for-the-first-time.png","uagb_featured_image_src":{"full":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/10\/tips-for-buying-life-insurance-for-the-first-time.png",1920,1080,false],"thumbnail":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/10\/tips-for-buying-life-insurance-for-the-first-time-150x150.png",150,150,true],"medium":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/10\/tips-for-buying-life-insurance-for-the-first-time-300x169.png",300,169,true],"medium_large":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/10\/tips-for-buying-life-insurance-for-the-first-time-768x432.png",640,360,true],"large":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/10\/tips-for-buying-life-insurance-for-the-first-time-1024x576.png",640,360,true],"1536x1536":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/10\/tips-for-buying-life-insurance-for-the-first-time-1536x864.png",1536,864,true],"2048x2048":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/10\/tips-for-buying-life-insurance-for-the-first-time.png",1920,1080,false],"thumb-small":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/10\/tips-for-buying-life-insurance-for-the-first-time.png",50,28,false],"thumb-medium":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/10\/tips-for-buying-life-insurance-for-the-first-time.png",240,135,false],"thumb-featured":["http:\/\/www.insurancesamadhan.com\/blog\/wp-content\/uploads\/2020\/10\/tips-for-buying-life-insurance-for-the-first-time.png",250,141,false]},"uagb_author_info":{"display_name":"Shailesh Kumar","author_link":"http:\/\/www.insurancesamadhan.com\/blog\/author\/shailesh-kumar\/"},"uagb_comment_info":0,"uagb_excerpt":"A life insurance policy can be used in diverse ways in case you are looking for insurance policy for planning to buy one you need to keep a few tips in mind because this will be the first time you&hellip; Continue Reading &rarr;","amp_enabled":true,"_links":{"self":[{"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/posts\/641","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/comments?post=641"}],"version-history":[{"count":1,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/posts\/641\/revisions"}],"predecessor-version":[{"id":655,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/posts\/641\/revisions\/655"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/media\/654"}],"wp:attachment":[{"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/media?parent=641"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/categories?post=641"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.insurancesamadhan.com\/blog\/wp-json\/wp\/v2\/tags?post=641"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}