{"id":957,"date":"2021-11-23T04:15:02","date_gmt":"2021-11-23T04:15:02","guid":{"rendered":"https:\/\/www.insurancesamadhan.com\/blog\/?p=957"},"modified":"2021-11-24T10:22:19","modified_gmt":"2021-11-24T04:52:19","slug":"should-i-declare-my-alcohol-nicotine-consumption-habits","status":"publish","type":"post","link":"http:\/\/www.insurancesamadhan.com\/blog\/should-i-declare-my-alcohol-nicotine-consumption-habits\/","title":{"rendered":"Should I declare my alcohol &#038; nicotine consumption habits?"},"content":{"rendered":"\n<p class=\"has-text-align-justify\"><br><\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-rich is-provider-embed-handler wp-block-embed-embed-handler wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"Why you should declare consumption of alcohol and nicotine in health insurance proposal form?\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/ntvF0dMQyFo?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p class=\"has-text-align-justify\"><br>Transcription of the Should I declare my alcohol &amp; nicotine consumption habits?  : <\/p>\n\n\n\n<p class=\"has-text-align-justify\"><br>Today I will be writing about one of the most important aspects of the proposal form which is regarding the habits of drinking and smoking. In the form, you will be asked about the frequency with which you consume alcohol \u2013 whether it is regularly, weekly, monthly or you consume it occasionally?, Since when are you consuming alcohol and in what quantity? All this information needs to be declared in the proposal form. <\/p>\n\n\n\n<p class=\"has-text-align-justify\">Similarly, the same goes with the smoking habits or consumption of any nicotine product. You need to mention the frequency in which you smoke \u2013 regularly, weekly, monthly, or occasionally?, Since when are you consuming nicotine, and in what quantity? If you have quit drinking and smoking, then this information needs to be mentioned too and since when you have quit. This information is necessary because, at the time of hospitalization, your doctor and Insurance Company would get to know about these habits and if you have not declared in the proposal form at the time of proposal, then the insurance company would reject your claim on the charge of \u201cmaterial fact of drinking and smoking was not declared by you\u201d. That is why you should always fill the proposal form by yourself. This is a minor caution which you should be careful of in order to avoid rejection of the claim. Hope this piece of information was useful to you!<\/p>\n\n\n\n<p class=\"has-text-align-justify\">I request you to subscribe to our youtube channel \u2013 <a href=\"https:\/\/www.youtube.com\/channel\/UCnlbMVTuDrZq97QNDfnCKwA\" target=\"_blank\" rel=\"noreferrer noopener\">Insurance Samadhan<\/a>. You will get all the relevant information regarding Insurance related products and area and share this video as much as possible so that it reaches more and more people out there. <br><br>Check out our new blog on <a href=\"https:\/\/www.insurancesamadhan.com\/blog\/how-to-avoid-claims-rejection-in-health-insurance\/\">How to avoid claims rejection in health insurance?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Transcription of the Should I declare my alcohol &amp; nicotine consumption habits? : Today I will be writing about one of the most important aspects of the proposal form which is regarding the habits of drinking and smoking. In the&hellip; <a href=\"http:\/\/www.insurancesamadhan.com\/blog\/should-i-declare-my-alcohol-nicotine-consumption-habits\/\" class=\"more-link\">Continue Reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":969,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[3],"tags":[],"class_list":["post-957","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-health-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Should I declare my alcohol &amp; nicotine consumption habits? -<\/title>\n<meta name=\"description\" content=\"Since when are you consuming alcohol and in what quantity? All this information needs to be declared in the proposal form.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.insurancesamadhan.com\/blog\/should-i-declare-my-alcohol-nicotine-consumption-habits\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Should I declare my alcohol &amp; nicotine consumption habits? -\" \/>\n<meta property=\"og:description\" content=\"Since when are you consuming alcohol and in what quantity? 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