Under IRDAI’s definition, a pre-existing disease (PED) refers to any condition that was diagnosed or treated within 48 months prior to the inception of a policy. In simple terms, if a surgery or illness occurred more than four years before… Continue Reading
Health insurance promises peace of mind during medical emergencies, but when the actual claim process begins, policyholders often get confused between cashless and reimbursement claims. Both are valid, yet they differ in process, documentation, and timelines. Knowing the difference –… Continue Reading
Introduction If a doctor recommends a cutting-edge treatment called monoclonal antibody therapy for cancer diagnosis, one is usually relieved that modern medicine offers such advanced options, but then comes the shock that the treatment costs several lakhs of rupees. When… Continue Reading
Introduction The Pradhan Mantri Jan Arogya Yojana (PMJAY), also known as Ayushman Bharat, is the world’s largest government-funded health insurance scheme. It’s designed to provide comprehensive healthcare coverage to India’s most vulnerable populations. But despite its massive reach and noble… Continue Reading
Introduction Health insurance has become an important part of our lives, especially with rising medical costs. But while most of us are familiar with allopathic treatment, not everyone knows that traditional forms of medicine are also covered under many health… Continue Reading
Introduction If you’ve ever submitted a health insurance claim, you know that the waiting period can be stressful. Is your claim being processed? Has it been approved? When will you receive your reimbursement? These questions can keep you up at… Continue Reading
Introduction Filing a health insurance claim can feel like sending your paperwork into a mysterious black box. You’ve gathered all your documents, filled out the forms carefully, and submitted everything as instructed but what happens next? We understand that waiting… Continue Reading
Introduction Robotic surgeries are a revolutionary advancement in the medical field. They offer greater precision, smaller incisions, faster recovery times, and reduced complications. However, are these advanced procedures covered by their health insurance policies? What Exactly is Robotic Surgery? Robotic… Continue Reading
Introduction Health insurance is essential for financial security, but rising premiums can strain your budget. The cost of premiums should be such that it justifies the benefits you receive from the health insurance. Here are some proven strategies that can… Continue Reading
Introduction Have you ever noticed a clause in your health insurance policy that mentions something called “copay” or “co-payment”? This small but significant feature can have a substantial impact on your out-of-pocket expenses when filing a health insurance claim. Today,… Continue Reading