Insurance Samadhan

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How Smoking Affects Life Insurance Premium

Posted on June 20, 2023 by Shikhar Vashisht
Impact of Smoking on Life Insurance

Akash caught himself in a dilemma when he wanted to purchase life insurance. Being a smoker, he faced a tough choice of whether to disclose his smoking habits to the insurance company. He followed his instinct, chose not to reveal… Continue Reading →

Life Insurance
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Understanding Insurance Claim Rejection

Posted on June 16, 2023 by Shikhar Vashisht
Understanding Insurance Claim Rejection

Insurance is a crucial financial tool that protects individuals against unforeseen risks. However, in some cases, insurance companies may reject insurance claims, leaving policyholders clueless. It is important to understand the reasons behind insurance claim rejections in the Indian insurance… Continue Reading →

Insurance Claim Rejection
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IRDAI Directs Insurers to Establish ABHA IDs

Posted on June 14, 2023 by Shikhar Vashisht
IRDAI Directs Insurers to Establish ABHA IDs

The Insurance Regulatory and Development Authority of India (IRDAI) has recently instructed insurance companies to establish ABHA IDs for policy seekers. This move aims to enhance the efficiency and convenience of the insurance application process. IRDAI constantly works for the… Continue Reading →

IRDAI
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Insurance Claim Denied? Insurance Samadhan Brings Hope and Justice!

Posted on June 12, 2023 by Shikhar Vashisht
Insurance Claim Denied

In the midst of the unprecedented COVID-19 pandemic, Mrs. Reena Girase found herself battling the highly contagious virus. As her condition worsened, she was admitted to a hospital for treatment. With hope for a speedy recovery, the family trusted the… Continue Reading →

Insurance Claim
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Mis-selling of Insurance By Banks

Posted on June 10, 2023 by Shikhar Vashisht
Mis-selling of Insurance By Banks

Insurance mis-selling is becoming increasingly well-known in India, even though IRDAI regularly keeps a tab on the insurance sector. Recently, there has been a lot of buzz around insurance mis-selling due to a video leak of a certain bank. In… Continue Reading →

Insurance Misselling
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Navigating Health Insurance Challenges: Mrs. Shah’s Story

Posted on June 10, 2023 by Shikhar Vashisht
Navigating Health Insurance Challenges

Many health insurance companies followed different claim approval processes during the pandemic since nobody knew something like this could happen. Guidelines were unclear, so policyholders faced various problems leading to claim rejection, claim delays, and claim short-settled. In 2021, Mrs.… Continue Reading →

Health Insurance
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Understanding The Role Of Insurance Ombudsman In India

Posted on June 9, 2023 by Shikhar Vashisht

Life can be unpredictable, and when unfortunate situations arise, it’s essential to have a way to seek justice within a legal framework. This holds even in the insurance world, where policyholders may encounter problems such as insurance mis-selling, claim rejection,… Continue Reading →

Insurance Complaint
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How to Challenge Short Settlements in Health Insurance Claims

Posted on June 5, 2023 by Shikhar Vashisht
Short Settlements in Insurance Claims

Insurance claims are meant to provide policyholders with financial protection and peace of mind during times of need. However, there are instances where policyholders may encounter short settlements, where the compensation offered by insurance companies does not meet their expectations… Continue Reading →

Insurance Claim
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Understanding Bicycle Insurance

Posted on June 2, 2023 by Shikhar Vashisht
Bicycle Insurance

Bicycle insurance is designed for the sole purpose of protecting your lifestyle and peace of mind so that whatever happens on the road, you get financial assistance. Cycling is enjoyed by many people for staying active, commuting, and promoting a… Continue Reading →

Two Wheeler Insurance
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Victory for Consumer Rights: How Insurance Samadhan Fights for Justice in Denied Insurance Claims

Posted on May 29, 2023 by Shikhar Vashisht
How Insurance Samadhan Fights for Justice in Denied Insurance Claims

This case revolves around a complaint from a resident of Veppampattu near Tiruvallur. The railway station in the area has no foot over the bridge, which compels people to cross the railway line to carry out their daily activities. Unfortunately,… Continue Reading →

Case Study Denied Insurance Claims, insurance claim

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