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Want to Port Your Health Insurance Policy? Know Key Details

Posted on January 17, 2022 by Admin
Health Insurance Portability: Know Insurance Portability Advantages & Charges

Anisha Gupta has had a health insurance policy for the last five years. Lately, as the new health plans are being launched, she is drawn to those. She is worried she’ll lose credits on the waiting period and no-claim bonus… Continue Reading →

Health Insurance
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Why health insurers do not pay you the full claims amount

Posted on January 17, 2022 by Admin
Health Insurance Claim: Why health insurers do not pay you full claims amount

Vikas Kumar got hospitalised due to a severe health emergency. He was assured his health cover of Rs 10 lakh will take care of his hospitalisation expenses. To his surprise, when the claims got approved, he still had to pay… Continue Reading →

Health Insurance
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What to do if the policy is sold with the wrong promise?

Posted on January 13, 2022 by Admin

After receiving the policy document, it’s always recommended to read the policy document since you have entered a long-term commitment with your insurance company. While your insurance company has agreed to protect you from the risk for which you have… Continue Reading →

Health Insurance, Insurance Misselling, Life Insurance
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Insurers can’t repudiate claims by citing existing medical conditions: SC India

Posted on January 10, 2022 by Admin

“Insurers can’t repudiate claims by citing existing medical conditions: SC” The Supreme Court has ruled that once a policy has been granted, an insurer cannot reject a claim by using an existing medical condition that was declared by the insured… Continue Reading →

Health Insurance, Insurance Misselling, Life Insurance
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Annuity Plans – Merits and demerits

Posted on January 10, 2022 by Shailesh Kumar

Raj Kumar retired from a private job. He received  Rs 60 lakh from his Provident Fund and gratuity. He wanted to begin a fixed deposit to ensure a regular income of approx Rs 3 lakh per year. In the bank,… Continue Reading →

Life Insurance
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Do You really understand Pension or Annuity Products?

Posted on January 3, 2022 by Admin

    Ashok ji was retiring as General Manager with a private company. He was quite satisfied with his life planning. In 2005, he had invested in a pension plan of an Insurance company. He was saving Rs 2 lakh… Continue Reading →

Life Insurance
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Has digitalization really helped in the protection of Insurance policyholders?

Posted on December 27, 2021 by Shailesh Kumar
Has digitalization really helped in the protection of Insurance policyholders?

Challenges to protecting the interest of Policyholders in digital form filling? Insurance is an offer and acceptance contract that works on the principle of business solicitation through an intermediary as per the process below : Agent/Broker / POS approach a… Continue Reading →

Health Insurance
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Read how a tele caller is luring the common man in Insurance misselling

Posted on December 20, 2021 by Admin

Misselling in name of commission in the old policy There is a new way in which the tele caller is luring the common man in Insurance misselling Everyone is experiencing this interesting call!! Let’s understand Caller 1: Sir, I am… Continue Reading →

Uncategorized
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Early death claims under Section 45 of the Insurance Act

Posted on December 20, 2021 by Shailesh Kumar
insurance claim rejected complaints Insurance Samadhan

    Early death claims under Section 45 of the Insurance Act Swati was worried, insurance claim of Rs 100 lakh has been denied by the Insurance Company. Swati remembered that Ajit, her husband, was very responsible and proudly shared… Continue Reading →

Uncategorized
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What is Mortgage Redemption insurance in Hindi?

Posted on December 18, 2021 by Admin

Transcription of the above video: What is Mortgage Redemption insurance in Hindi? Hello, Shailesh from Insurance Samadhan. Today I will be writing about Home Loan Insurance. I have encountered a lot of customers who complain about having applied for Rs… Continue Reading →

Uncategorized

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