Insurance is meant to be a safety net—but for many policyholders in India, the real struggle begins after filing a claim. Over the last few years, insurance complaints have increased sharply, especially in health and life insurance. Policyholders are facing… Continue Reading
Buying a health insurance policy is one of the most important financial decisions you will make. With medical inflation rising at 12–14% annually, even a short hospitalisation can exhaust savings. Yet, most claim disputes and rejections happen because policyholders buy… Continue Reading
Christmas and New Year are among the busiest travel periods globally. Millions of families fly out for holidays, reunions, and winter vacations. However, the festive season also overlaps with peak climate extremes, geopolitical tensions, and unpredictable disruptions. As a result,… Continue Reading
Health insurance is meant to offer peace of mind. Yet, for thousands of Indians, the experience is unexpectedly stressful — marked by delayed claim approvals, unfair deductions, opaque explanations, and a lack of information at the time of purchase. Recent… Continue Reading
Chronic Kidney Disease (CKD) is on the rise in India, and peritoneal dialysis (PD) is increasingly prescribed as a home-based alternative to haemodialysis. While many assume health insurance will cover all dialysis procedures, coverage for PD varies significantly across insurers… Continue Reading
International travel has become more accessible for Indians, but the financial risks linked to overseas emergencies are often misunderstood or completely ignored. Many travellers still believe travel insurance is optional or choose the cheapest plan without reading coverage limits, exclusions… Continue Reading
Maternity insurance in India often comes with long waiting periods, exclusions, and low coverage limits. Learn why buying early, understanding terms, and planning financially can protect expecting parents from high hospital costs. A few months ago, a young couple in… Continue Reading
New Insurance Ombudsman Rules 2025: Higher Penalties, Faster Resolution, and Stronger Protection for Policyholders The draft Insurance Ombudsman Rules 2025 introduce stricter penalties for insurers who fail to comply with awards. Learn how the new rules aim to improve grievance… Continue Reading
A recent report highlights that health insurers, on average, cover only about 70% of cancer-treatment expenses, leaving thousands of families to manage the remaining cost themselves. Despite having health insurance, many policyholders still end up paying lakhs out-of-pocket for chemotherapy,… Continue Reading
Why smart policyholders are upgrading instead of just saving money The removal of GST on life insurance premiums has given individuals a unique opportunity — not just to save money, but to strengthen their insurance coverage. Instead of simply enjoying… Continue Reading