Feeling dejected because your insurance cover got rejected? It’s never a lost battle! More often than not, a claim is rejected due to non disclosure of pre-existing conditions. People with pre-existing conditions have to pay a higher premium for coverage, which is why some agents encourage policyholders to not disclose such diseases. However, don’t fall into this trap. It’s of the utmost importance to be honest on your application even if you have poor health or a risky hobby. If you don’t enclose information correctly your claim is bound to be rejected. We can understand all the reasons and help you get the cover you need by correct documentation with the company.
First, understand the reasons why your insurance claim was rejected and talk to us to learn what options are available to you. From there, you will have to wait a certain period before we open all available options and process your case for re-evaluation. Even if your insurance claim was flat-out rejected, we will help you challenge the claim and help you get the samadhan you needed!
At Insurance Samadhan, we find solutions to any insurance-related issue that include lapsed insurance policy, assistance in case settlement, claim recovery in case of insurance fraud, assistance to NRI's in servicing their policies, and much more.Contact us
As of 2016, 80% of consumer complaints in the Insurance Sector were related to Insurance Claims alone. Ranging from fraud and lack of awareness to inappropriate documentation, imbalance in the Insurance Sector looms larger than ever before owing to the rise of the Indian middle class and a shift towards more educated investments. Despite numerous checkpoints imposed by the IRDA, an end-to-end solution for this problem seems far-fetched. New measures like the Introduction of KYC (Know Your Customer), Prohibition of Third-Party Payments, Fixing Accountability for Distributors, etc. have not yet completely resolved these issues. Due to lack of financial know-how and awareness, issues like data theft and fake calls posing as IRDA remain common. Insurance Samadhan has accepted this challenge and we aim to achieve the goal of removing these obstacles for our clients. We ensure that your case is excellently represented, protocol is followed and your life insurance complaints are resolved as quickly as possible.