Top-up and super top-up health insurance plans offer high coverage at low premiums. Learn how deductibles work, how to match them with your base policy, common buying mistakes, and tips for claim readiness. Rising healthcare costs have made it essential… Continue Reading
Understand why super top-up health insurance is essential, how deductibles work, key mistakes to avoid, and how Insurance Samadhan helps resolve claim issues. With medical inflation touching double digits and hospitalisation bills increasing across India, a super top-up health insurance… Continue Reading
Critical illness riders are essential today due to rising cancer and lifestyle diseases. Learn how they work, why metros & young professionals prefer them, and how Insurance Samadhan helps. In today’s health and financial landscape, a critical illness rider has… Continue Reading
The recent blast near the Red Fort in Delhi, suspected to be an act of terrorism, has shaken the country once again. While authorities continue to investigate, the incident has brought an important issue back into public conversation: How financially… Continue Reading
Whether you’re planning a weekend getaway or an overseas adventure, travel should be about memories—not financial stress. That’s where travel insurance steps in. In India, travel insurance has become a critical part of trip planning, and as a consumer you… Continue Reading
In recent months, many policyholders have found themselves unexpectedly shifting from cashless claims to reimbursement mode due to temporary hospital–insurer disputes. In such situations, the clarity and completeness of your Health Claim Reimbursement (HCR) filing becomes extremely important. At Insurance… Continue Reading
Filing a health or life insurance claim should ideally be a straightforward process—submit documents, verify details, receive your claim amount. But many policyholders face a frustrating loop: the insurer keeps asking for more documents, even after you have submitted them… Continue Reading
Under IRDAI’s definition, a pre-existing disease (PED) refers to any condition that was diagnosed or treated within 48 months prior to the inception of a policy. In simple terms, if a surgery or illness occurred more than four years before… Continue Reading
With medical science evolving rapidly, modern eye therapies such as intravitreal injections have become the gold standard for treating retinal disorders like diabetic retinopathy, macular degeneration, and retinal vein occlusion. These conditions are rising sharply in India, driven by lifestyle… Continue Reading
Imagine the stress of being hospitalised, paying large bills, and then getting a shocker — your health insurance claim is rejected or partially settled with a line that says:“Amount exceeds Reasonable and Customary charges.” It sounds technical, but this single… Continue Reading