In life insurance, if something happens to you then your beneficiary or nominee will get a death benefit, but what if nothing happens? Will you get anything in return for the premium paid during the policy term? Yes, if the… Continue Reading
We buy life insurance to provide financial security to us (at the time of maturity) and to our family in case something happens to us (as a death benefit). It is worth being extra careful while buying one so as… Continue Reading
Mental illness is something that is considered to be taboo. It is a topic that society does not want to talk about and has pushed behind closed doors. But now, the thinking of people is changing. Young people prefer to… Continue Reading
Insurance Mis-selling: Insurance is a well-regulated business and all insurance companies follow the basic guidelines provided by the regulator – The Insurance Regulatory and Development Authority of India (IRDAI). The regulator insists on basic guidelines as below : Insurance should… Continue Reading
आज-कल की बढ़ती महंगाई और हमारे गलत खान-पान (जंक फ़ूड) की आदतों को मद्दे नज़र रखते हुए, स्वास्थय बीमा (हेल्थ इन्शुरन्स) लेना आवश्यक हो गया है। स्वास्थय बीमा ना ही केवल हमारे अस्पताल के खर्चे उठाएगा बल्कि हमारी दवा, एम्बुलेंस… Continue Reading
“अभी तक मेरा बीमा क्लेम का पैसा नहीं आया?” या “कब आएगा मेरा बीमा क्लेम का पैसा?” ऐसी शिकायते कई लोगो को होती है। हमे समझना होगा कि हमारा क्लेम मिलने में देरी क्यों होती है। बीमा क्लेम मिलने में… Continue Reading
क्या आपको किसी ने बिना ब्याज के लोन का लालच देकर बीमा पॉलिसी बेचने कि कोशिश करी हैं? ऐसे धोखेबाज़ों से सतर्क रहें और इन्शुरन्स मिस-सेल्लिंग का शिकार बनने से बचे। पढ़े कैसे धोखेबाज़ लोगों ने दिनेश को फ़ोन पर… Continue Reading
Every Diwali, a lot of cases of health, fire, and property damage caused by fireworks are reported in the newspaper. Most of the fire and property damage cases reported are related to stray firecrackers invading shops, warehouses, and houses causing… Continue Reading
Did you face a deduction in your health insurance claim amount? Don’t worry, you are not the only one who is facing health insurance deductibles. Deductions or deductibles in health insurance is one of the technical terms used in the… Continue Reading
The principle of insurable interest is one of the essential elements of insurance. It can be defined as the substantial emotional, financial, or pecuniary interest in the subject matter of the insurance contract. It means the party stands to gain… Continue Reading