Filing a health or life insurance claim should ideally be a straightforward process—submit documents, verify details, receive your claim amount. But many policyholders face a frustrating loop: the insurer keeps asking for more documents, even after you have submitted them… Continue Reading
Imagine the stress of being hospitalised, paying large bills, and then getting a shocker — your health insurance claim is rejected or partially settled with a line that says:“Amount exceeds Reasonable and Customary charges.” It sounds technical, but this single… Continue Reading
Stroke Is No Longer Just an “Old-Age” DiseaseIn India, the average age of stroke patients is dropping. Stressful jobs, sedentary lifestyles, and rising hypertension and diabetes have made strokes increasingly common in people in their 30s and 40s. A single… Continue Reading
“Reasonable & Customary (R&C) charges” is a clause most health policies use to cap payouts at what’s typical for a treatment in your city and at that grade of hospital. If your hospital bill exceeds that benchmark, the insurer may… Continue Reading
Introduction An insurance claim rejection can leave you feeling a mix of emotions, from anger at the unfairness, confusion about why your legitimate claim was rejected to maybe even panic about how you’ll handle the financial burden without insurance support.… Continue Reading
Introduction If you’ve ever found yourself frustrated with claim rejections, unexplained delays, or simply feeling lost in the insurance bureaucracy, you’re not alone. That’s exactly why we at Insurance Samadhan exist to be your trusted partner in turning your insurance… Continue Reading
Introduction If a doctor recommends a cutting-edge treatment called monoclonal antibody therapy for cancer diagnosis, one is usually relieved that modern medicine offers such advanced options, but then comes the shock that the treatment costs several lakhs of rupees. When… Continue Reading
Introduction Healthcare is changing faster than ever. Treatments that once sounded like they only happen in science fiction stories like robotic surgeries, gene therapy, even precision cancer treatments are now real options for patients. But the catch is that they… Continue Reading
Introduction Third-party motor insurance is one of those things people often buy because it’s mandatory but don’t really understand until they’re in a messy road accident. Who pays the hospital bills? Who handles the car damage? And most importantly, who… Continue Reading
Introduction Have you ever felt that sinking feeling when you receive a mail or message from your insurance company, only to find that dreaded claim rejection letter? Your heart pounds, your mind races, and suddenly you’re questioning everything. Did you… Continue Reading