In the recent month, Beshak Team discovered an alarming trend in a few retail health insurance policies from Acko, ICICI Lombard (Elevate / AdvantEdge), SBI General (Arogya Supreme / Super Health) and Zuno General Insurance. A clause titled “Material Change”… Continue Reading
Advancements in healthcare have given rise to procedures like robotic or computer-assisted knee replacement surgeries, which promise higher precision, shorter recovery time, and improved long-term outcomes. However, while technology has progressed, insurance coverage hasn’t always kept pace – leading to… Continue Reading
Health insurance promises peace of mind during medical emergencies, but when the actual claim process begins, policyholders often get confused between cashless and reimbursement claims. Both are valid, yet they differ in process, documentation, and timelines. Knowing the difference –… Continue Reading
Introduction If a doctor recommends a cutting-edge treatment called monoclonal antibody therapy for cancer diagnosis, one is usually relieved that modern medicine offers such advanced options, but then comes the shock that the treatment costs several lakhs of rupees. When… Continue Reading
Introduction Getting older shouldn’t mean struggling to find quality healthcare coverage. If you’re a senior citizen who’s been worried about finding affordable health insurance or facing claim rejection due to age-related conditions, we have some excellent news for you. The… Continue Reading
Introduction Health insurance has become an important part of our lives, especially with rising medical costs. But while most of us are familiar with allopathic treatment, not everyone knows that traditional forms of medicine are also covered under many health… Continue Reading
Introduction Have you ever wondered why your parents or grandparents talk about how hospital visits used to cost just a few hundred rupees? Or why that health insurance coverage of ₹5 lakhs that seemed enormous five years ago suddenly feels… Continue Reading
Introduction If you’ve ever submitted a health insurance claim, you know that the waiting period can be stressful. Is your claim being processed? Has it been approved? When will you receive your reimbursement? These questions can keep you up at… Continue Reading
Introduction Robotic surgeries are a revolutionary advancement in the medical field. They offer greater precision, smaller incisions, faster recovery times, and reduced complications. However, are these advanced procedures covered by their health insurance policies? What Exactly is Robotic Surgery? Robotic… Continue Reading
Introduction Health insurance is essential for financial security, but rising premiums can strain your budget. The cost of premiums should be such that it justifies the benefits you receive from the health insurance. Here are some proven strategies that can… Continue Reading