Chronic Kidney Disease (CKD) is on the rise in India, and peritoneal dialysis (PD) is increasingly prescribed as a home-based alternative to haemodialysis. While many assume health insurance will cover all dialysis procedures, coverage for PD varies significantly across insurers… Continue Reading
International travel has become more accessible for Indians, but the financial risks linked to overseas emergencies are often misunderstood or completely ignored. Many travellers still believe travel insurance is optional or choose the cheapest plan without reading coverage limits, exclusions… Continue Reading
Maternity insurance in India often comes with long waiting periods, exclusions, and low coverage limits. Learn why buying early, understanding terms, and planning financially can protect expecting parents from high hospital costs. A few months ago, a young couple in… Continue Reading
New Insurance Ombudsman Rules 2025: Higher Penalties, Faster Resolution, and Stronger Protection for Policyholders The draft Insurance Ombudsman Rules 2025 introduce stricter penalties for insurers who fail to comply with awards. Learn how the new rules aim to improve grievance… Continue Reading
A recent report highlights that health insurers, on average, cover only about 70% of cancer-treatment expenses, leaving thousands of families to manage the remaining cost themselves. Despite having health insurance, many policyholders still end up paying lakhs out-of-pocket for chemotherapy,… Continue Reading
Why smart policyholders are upgrading instead of just saving money The removal of GST on life insurance premiums has given individuals a unique opportunity — not just to save money, but to strengthen their insurance coverage. Instead of simply enjoying… Continue Reading
Top-up and super top-up health insurance plans offer high coverage at low premiums. Learn how deductibles work, how to match them with your base policy, common buying mistakes, and tips for claim readiness. Rising healthcare costs have made it essential… Continue Reading
Understand why super top-up health insurance is essential, how deductibles work, key mistakes to avoid, and how Insurance Samadhan helps resolve claim issues. With medical inflation touching double digits and hospitalisation bills increasing across India, a super top-up health insurance… Continue Reading
Critical illness riders are essential today due to rising cancer and lifestyle diseases. Learn how they work, why metros & young professionals prefer them, and how Insurance Samadhan helps. In today’s health and financial landscape, a critical illness rider has… Continue Reading
The recent blast near the Red Fort in Delhi, suspected to be an act of terrorism, has shaken the country once again. While authorities continue to investigate, the incident has brought an important issue back into public conversation: How financially… Continue Reading