Many credit and debit cards in India come with complimentary accident insurance cover—often marketed as a “free benefit.” However, when an accident actually occurs, families are frequently shocked to discover that claims are rejected, delayed, or partially paid due to… Continue Reading
India’s insurance sector has entered a new phase with the passage of the Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Bill, 2025. While the reforms promise stronger oversight, better regulation, and higher accountability for insurers, one critical question remains… Continue Reading
Knee problems are no longer limited to old age. Arthritis, sports injuries, obesity, sedentary lifestyle, and post-COVID complications have led to a sharp rise in knee surgeries across age groups in India. Today, patients are often confused between conventional knee… Continue Reading
Medical advancements have significantly improved survival rates for serious diseases such as cancer, heart ailments, and neurological disorders. However, while treatment outcomes have improved, the financial burden associated with critical illnesses has increased sharply. This is where Critical Illness Insurance… Continue Reading
Insurance is meant to be a safety net—but for many policyholders in India, the real struggle begins after filing a claim. Over the last few years, insurance complaints have increased sharply, especially in health and life insurance. Policyholders are facing… Continue Reading
Buying a health insurance policy is one of the most important financial decisions you will make. With medical inflation rising at 12–14% annually, even a short hospitalisation can exhaust savings. Yet, most claim disputes and rejections happen because policyholders buy… Continue Reading
Christmas and New Year are among the busiest travel periods globally. Millions of families fly out for holidays, reunions, and winter vacations. However, the festive season also overlaps with peak climate extremes, geopolitical tensions, and unpredictable disruptions. As a result,… Continue Reading
Health insurance is meant to offer peace of mind. Yet, for thousands of Indians, the experience is unexpectedly stressful — marked by delayed claim approvals, unfair deductions, opaque explanations, and a lack of information at the time of purchase. Recent… Continue Reading
Chronic Kidney Disease (CKD) is on the rise in India, and peritoneal dialysis (PD) is increasingly prescribed as a home-based alternative to haemodialysis. While many assume health insurance will cover all dialysis procedures, coverage for PD varies significantly across insurers… Continue Reading
International travel has become more accessible for Indians, but the financial risks linked to overseas emergencies are often misunderstood or completely ignored. Many travellers still believe travel insurance is optional or choose the cheapest plan without reading coverage limits, exclusions… Continue Reading