Home Insurance What is Home Insurance and Definition of it? A lot of hard work and sweat goes into buying a home, it not only costs a lot of money but it takes time to save up for it too. Sometimes it takes
Fire Insurance What is Fire Insurance and Features of it? What are the principles of fire insurance?Indemnity - It covers loss compensation only.Proximate cause - The accurate reason for the fire. Insurable interest -Proof that the policyholder is the owner of
Group Insurance What is Group Insurance? All You Need to know Definition, Types and Benefits Under group insurance, 25 people or more can form a group to issue a master policy. Groups like business firms, banks, hospitals, schools, religious organizations, etc can invest in group insurance for various
Endowment Insurance Policy What is Endowment Plan and their Key Benefits How does endowment work?An endowment is a savings plan that creates a fund for a particular purpose. The purpose is usually a responsibility we have as adults. This could be your children’
Critical Illness Insurance, Why is Critical Illness Cover Important and What is Critical Insurance Critical illnesses like cancer, heart diseases, polio, etc cost a hefty amount to get treated for. A normal medical would not be sufficient to cover even 10% of the treatments. A person above
Accidental Insurance Why Accidental Insurance is Important? In India, there are 5 lakh accidental deaths or disabilities every year, and the ones who suffer the most are the ones who are working and are young. Young people mostly die because
ULIP Mutual Funds vs. ULIPs? Which is Best? Every Insurance Policy is of two types - Traditional Participatory plans With the guidelines of the IRDA, the money is invested and managed by the insurance provider. This allows your insurer to inform
MWPA How the MWPA Act Protects Your Family from Liabilities Since the pandemic, the relevance of the MWPA act has been significantly increased in the insurance industry. By purchasing a Life Insurance policy through the MWPA act, you are creating an asset for
Lapsed Policy What are Lapsed Policies and how do they get lapsed? Definition of Lapsed PolicyA lapsed insurance policy means that the policy and it’s benefits that you had purchased are no longer valid due to the non-payment of the premium amount on the
Health Insurance How much and what type of Health Insurance Policy you need for different life stages? It took a pandemic to make people realise that a health insurance policy is a must at every age of your life. The importance of having sufficient medicare insurance coverage is an eye
Health Insurance Top Up and Super Top Up Health Insurance Plan What are top-up and super top health insurance plans?A top-up in health insurance plans offer additional coverage over and above the current health insurance threshold limit that you have. A super top-up
property claim Complete Guide to Property Insurance Claims - Process, Documents Required and Tips If you have experienced damage or loss to your insured property, applying for a claim can be quite daunting but rest assured, it's quite an easy process if you have done your research
Car Insurance How to file a Car Insurance Claim in India A car is a luxury for most of the people living in India and the ones who own one, would protect them at any cost, and motor insurance is the best way one
Home Insurance What are the Inclusions and Exclusions of Home Insurance Cover? A typical misconception about home insurance in India is that once you sign on that policy document, you’re now safe and everything is now covered and there can be no further discussions
Home Insurance 6 Tips for Successful Claims of Homeowners Insurance cover A home is where you feel safe and secure and it is our responsibility to secure it back too. Investing in home insurance is advised by most of the top successful investment advisors
Under what Circumstances would a Property Insurance Claim get Rejected? Dealing with all the damage to your property can be quite tough and on top of that, if your claim gets rejected, even the calmest person will lose his cool. There are quite
Home Insurance 7 Things to Keep in Mind while Buying Home Insurance in India As soon as you purchase the home of your dreams, a sense of triumph settles in. However, those feelings can turn into the opposite if anything tragic happens to your dream home.This
Car Insurance Claim Rules that every Vehicle Owner should be Aware of We put so much money and effort into purchasing a car and it wouldn’t be right if we don’t protect it. Although, car insurance is mandatory for every vehicle you see
Travel Insurance Claim Process Complete Guide to Travel Insurance Claims - Process, Forms, Checklist and Applicability Filling for a travel insurance claim is the last thing you would expect to do if you’re on a fun vacation or on a work trip. Although, it's the only option you
Travel Insurance Claim Process Applicability of Travel Insurance Claims and under Different Circumstances Traveling anywhere in the world costs quite a bit and if you’re unlucky, there might be some other added unnecessary expenses that you’d have to pay for too. However, if you
Car Insurance Claim Stepwise Procedure on how Car Insurance Claims Work It’s quite natural to panic when your car is even slightly damaged and that panic might even turn into a rage in case it was stolen. But those emotions are not going
Car Insurance Claim Do's and Don'ts of Car Claim Insurance Process A car is a luxury to own and usually, luxury assets like these need to be insured for their protection and to ease the financial burden imposed on you during an unforeseen incident.
Health Insurance Complaint How to make a Health Insurance complaint against your company in India? If you are a health insurance policy owner and a regular premium payer, you have every right to expect that all your medical claims would be taken care of (obviously, only the ones
Life Insurance Nomination Everything You Need to know About a Nominee/Beneficiary in the Life Insurance A nominee/beneficiary of a Life insurance policy is the one who is assigned by the policyholder to receive the claim amount after their death. To receive these proceeds, the insurance companies have
